Im Too High
Im Too High

Im Too High

momentous
momentous

momentous

too
too

too

barred
barred

barred

barring
barring

barring

roll
roll

roll

sandwiches
sandwiches

sandwiches

talking
talking

talking

highness
highness

highness

im good
im good

im good

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Too High: Its too high!
Too High: Its too high!

Its too high!

Too High: theshitneyspears: the crackheadery鈥.far too high
Too High: theshitneyspears:

the crackheadery鈥.far too high

theshitneyspears: the crackheadery鈥.far too high

Too High: Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash
Too High: Pendulum
financialeconomicsexplainedus:
POSTED:聽 10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker!
Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹
And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥.
MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥.
CURRENT MARKET :聽 MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? 
I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥.
Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

Too High: Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash
Too High: Pendulum
financialeconomicsexplainedus:
POSTED:聽 10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker!
Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹
And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥.
MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥.
CURRENT MARKET :聽 MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? 
I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥.
Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

Too High: Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash
Too High: Pendulum
financialeconomicsexplainedus:
POSTED:聽 10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker!
Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹
And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥.
MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥.
CURRENT MARKET :聽 MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? 
I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥.
Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle...

Too High: waywardwind91: theshitneyspears: maitrebate: theshitneyspears: the crackheadery鈥.far too high ok but he could hop in my guts fr He鈥檚 cute tho
Too High: waywardwind91:

theshitneyspears:
maitrebate:


theshitneyspears:

the crackheadery鈥.far too high

ok but he could hop in my guts fr




He鈥檚 cute tho

waywardwind91: theshitneyspears: maitrebate: theshitneyspears: the crackheadery鈥.far too high ok but he could hop in my guts fr...

Too High: maitrebate: theshitneyspears: the crackheadery鈥.far too high ok but he could hop in my guts fr
Too High: maitrebate:

theshitneyspears:

the crackheadery鈥.far too high

ok but he could hop in my guts fr

maitrebate: theshitneyspears: the crackheadery鈥.far too high ok but he could hop in my guts fr

Too High: the crackheadery鈥.far too high
Too High: the crackheadery鈥.far too high

the crackheadery鈥.far too high

Too High: Excuse generator Use your birthday to generate an excuse January February March April May June 16 I don't give a shit 17 I was drunk I'm sorry I'm soooo sorry Honestly... You know what? 1 I didn't feel like it 2 forgot 3 I rewatched GBBO 18 It was far too boring 19 I just found out l'm a ghost instead 4 I watched porn instead 20 My dong was too itchy 5 I do what I want Hey, fuck you buddy Don't look at me like that It won't happen again, but 21 I spent the night learning to 6 *points at crotch* 7 I have diarrhoea riverdance 22 It's none of your concern! ul 8 My fucking dog ate it 23 Your expectations are too high 9 Homework is for dicks 24 You're not the boss of me 10 It's none of your August Look me in the eye September You know why, Bob?! October For the last time November think you know December You wanna know why 25 I am filled with existential angst 26 I'm too cool for this shit. business. 11 I've been thinking a lot 27 My STls are acting up 28 My bed is too comfortable 29 Why don't you ask your mum about Brexit I didn't do your stupid 12 Yolo. Yolo 13 I'm not a dork 14 Shut up, that's why. 15 l have a life why I didn't do it? SM.S 30 It would have been shit anyway. 31 I didn't feel like doing something STUDENT MONEY SAVER dumb today imstuckathome12: xxxxarachnidsgripxxxx: green-cryptid: mystical-blue-jellyfish: wanderinglilweirdo: tiggyloo: cutie-quinn: sky-uppercunt: ryannandreww: edgarahoe: apathbetweenthestars: dontkillbirds: brutusfeels: doodle-dumpingground: madd-of-the-dead: the-regeneratin-degenerate: foxrat: 鈥渋t wont happen again, but your expectations are too high鈥 what kind of morbid ass shit is that 鈥淚 think you know I was drunk鈥 daaamn that鈥檚 so accurate to me 鈥淚t wont happen again bit it would have been shit anyways鈥 this is a bullshit excuse that I would def use 鈥淟ook me in the eyes鈥 I am filled with existential angst鈥漀ow I don鈥檛 use excuses often, but this is one of the greatest things I have ever heard XD Hey fuck you buddy I鈥檓 filled with existential angst is a goodun Hey don鈥檛 look at me like that, I just found out I鈥檓 a ghost! Don鈥檛 look at me like that. 聽My bed is too comfortable. 鈥淵ou know what? I have diarrhea.鈥 鈥淗onestly鈥t鈥檚 none of your business 鈥 For the last time i watched GBBO instead Oh gosh, august 4th I think I win with 鈥渇or the last time, I don鈥檛 give a shit鈥 鈥淵ou know why, Bob? Shut up, that鈥檚 why!鈥 鈥..i love it 鈥淚鈥檓 soooo sorry. I was drunk.鈥 The first part seems fitting though. But I never was drunk, never drank alcohol. And I will never drink it. hey fuck you buddy it would have been shit anyways im sooo sorry. Shut up that鈥檚 why. Im sooo sorry im filled with existential angst 鈥淵ou know what? I have a life.鈥 So savage, damn-
Too High: Excuse generator
 Use your birthday to generate an excuse
 January
 February
 March
 April
 May
 June
 16 I don't give a shit
 17 I was drunk
 I'm sorry
 I'm soooo sorry
 Honestly...
 You know what?
 1 I didn't feel like it
 2 forgot
 3 I rewatched GBBO
 18 It was far too boring
 19 I just found out l'm a ghost
 instead
 4 I watched porn instead 20 My dong was too itchy
 5 I do what I want
 Hey, fuck you buddy
 Don't look at me like
 that
 It won't happen again,
 but
 21 I spent the night learning to
 6 *points at crotch*
 7 I have diarrhoea
 riverdance
 22 It's none of your concern!
 ul
 8 My fucking dog ate it 23 Your expectations are too high
 9 Homework is for dicks 24 You're not the boss of me
 10 It's none of your
 August Look me in the eye
 September You know why, Bob?!
 October For the last time
 November think you know
 December You wanna know why
 25 I am filled with existential angst
 26 I'm too cool for this shit.
 business.
 11 I've been thinking a lot 27 My STls are acting up
 28 My bed is too comfortable
 29 Why don't you ask your mum
 about Brexit
 I didn't do your stupid
 12 Yolo. Yolo
 13 I'm not a dork
 14 Shut up, that's why.
 15 l have a life
 why I didn't do it?
 SM.S
 30 It would have been shit anyway.
 31 I didn't feel like doing something
 STUDENT MONEY SAVER
 dumb today
imstuckathome12:

xxxxarachnidsgripxxxx:

green-cryptid:

mystical-blue-jellyfish:
wanderinglilweirdo:


tiggyloo:

cutie-quinn:

sky-uppercunt:


ryannandreww:


edgarahoe:


apathbetweenthestars:


dontkillbirds:

brutusfeels:


doodle-dumpingground:


madd-of-the-dead:

the-regeneratin-degenerate:

foxrat:
鈥渋t wont happen again, but your expectations are too high鈥 what kind of morbid ass shit is that

鈥淚 think you know I was drunk鈥 daaamn that鈥檚 so accurate to me


鈥淚t wont happen again bit it would have been shit anyways鈥 this is a bullshit excuse that I would def use

鈥淟ook me in the eyes鈥 I am filled with existential angst鈥漀ow I don鈥檛 use excuses often, but this is one of the greatest things I have ever heard XD


Hey fuck you buddy I鈥檓 filled with existential angst is a goodun


Hey don鈥檛 look at me like that, I just found out I鈥檓 a ghost!

Don鈥檛 look at me like that. 聽My bed is too comfortable.


鈥淵ou know what? I have diarrhea.鈥


鈥淗onestly鈥t鈥檚 none of your business 鈥


For the last time i watched GBBO instead


Oh gosh, august 4th


I think I win with 鈥渇or the last time, I don鈥檛 give a shit鈥

鈥淵ou know why, Bob? Shut up, that鈥檚 why!鈥
鈥..i love it


鈥淚鈥檓 soooo sorry. I was drunk.鈥 
The first part seems fitting though. But I never was drunk, never drank alcohol. And I will never drink it. 

hey fuck you buddy it would have been shit anyways

im sooo sorry. Shut up that鈥檚 why.

Im sooo sorry im filled with existential angst

鈥淵ou know what? I have a life.鈥 So savage, damn-

imstuckathome12: xxxxarachnidsgripxxxx: green-cryptid: mystical-blue-jellyfish: wanderinglilweirdo: tiggyloo: cutie-quinn: sky-upp...

Too High: he Swiss are voting on a plan to end poverty forever. Step one: give every adult $33,600 a year, no strings attached. There is no step two. Photo: Flickr/twicepix lazorsandparadox: tank-grrl: hello-missmayhem: cptprocrastination: doomhamster: belcanta: nikkidubs: attentiondeficitaptitude: belcanta: Guaranteed basic income to every citizen, whether or not they are employed to ensure their survival and that they live in a dignified, humane way, preventing poverty, illness, homelessness, reducing crime, encouraging higher education and learning vocations as well as helping society become more prosperous as a whole.聽 Wow. Forget raising the minimum wage. This is much much better idea. The minimum wage could actually drop if we had basic income. But Americans would never go for it. Miserably slogging through 12 hour days and having businesses open 24/7 is too engrained in our culture. 鈥淏UT WHERE WILL THE GOVERNMENT GET THE MONEY?鈥 screamed Joe Schmoe, slamming a meaty fist onto the table and getting mouth-froth all over the front of his greying tank top. 鈥淵ou libt*rds all think money grows on TREES!! HAHA!鈥濃淏ut where will people get the incentive to work?!鈥 Mindy Bindy cried, flapping her hands in front of her face. She鈥檇 had a fear of the unemployed lollygagging about ever since she was a child and her mother told her to be afraid of the unemployed lollygagging about. 鈥淵ou think people should get paid for聽nothing? I work聽hard for my money!鈥 鈥淏ut who will serve me?鈥 grumbled Marty McMoneybags. 鈥淲ho will make me feel important? Who will do my laundry and cook my food and stand in front of me wearing a plastic smile while I take out all my stress鈥攂ecause I聽do聽have a lot of stress, you know, being this rich is聽stressful鈥攐n them?鈥 He paused and straightened out the piles of hundred dollar bills on the desk in front of him, then raised his two watery, outraged eyes up to the Heavens. 鈥淟ord, if there are no poor people, how will I know that I鈥檓聽rich??鈥 I laughed. This is perfect! Well said! The thing is, while I鈥檓 sure you could scrape up a few people who鈥檇 be willing to just float by on a guaranteed minimum income? For most people the choice to work would be a no-brainer. 鈥淗mmm. I can get by on 33k a year, or I can take that part time job and make 48k鈥 enough to move to a better apartment, maybe take the family on vacation. Sold.鈥 Hell, most people would want to work simply because it gives one a sense of dignity and something to do with one鈥檚 time. (Speaking as someone who鈥檚 been unemployed, on extended sick leave, etc. in her time, the boredom and sense of isolation that comes with not having a job is almost as bad as the humiliation of having to depend on other people for one鈥檚 survival.) And with this system, part-time jobs and 鈥渘on-skilled鈥 jobs would be much more readily available because nobody would need to work two or three jobs just to stay afloat! Which would ALSO mean that employers and customers couldn鈥檛 shamelessly exploit employees the way they can today, because if losing a job weren鈥檛 necessarily a financial disaster, more people would be willing to walk out on jobs where they weren鈥檛 being treated with dignity. And if this also applies to students (and it should) then student loans would become much less of a problem, and fewer people would flunk out of school because of having to juggle studies and work. Far fewer people would be forced to stay with abusive partners, parents or roommates because they couldn鈥檛 afford to move out. And the thing is, all those people who suddenly had money? They鈥檇 be spending it. They鈥檇 be getting all the stuff they can鈥檛 afford now - new clothes, books, toys, locally-produced food, car repairs - and with each purchase money would flow BACK to the government, because VAT, also income tax. The unemployed and/or disabled wouldn鈥檛 need special support any more - which would also mean the government could fire however many admins who are currently engaged in humiliating - *cough* making sure those people aren鈥檛 getting money they don鈥檛 deserve. Same for medical benefits and pensions. And I鈥檓 no legal scholar, but I somehow imagine less financial desperation would lead to less petty crime, and hence less need for police and security everywhere? TL;DR Doomie thinks this is a good idea, laughs at those who protest. reblogging for more top commentary They tried something like this out in Canada as a sort of social experiment, called Mincome. What they found was that, on the whole, people continued to work about as much as they did before. Only new mothers and teenagers worked substantially less hours.聽 But wait, there鈥檚 more. Because parents were spending just a little more time at home and involved with their families, test scores increased. Because teens didn鈥檛 have to work to support their families, drop-out rates decreased. Crime rates, hospital visits, psychiatric hospitalizations and domestic abuse rates all dropped, as well.聽More adults pursued higher education. Those who continued to work reported more job flexibility and more opportunity to choose employment they preferred. Basically, now you can go prove to your asshole family members that society won鈥檛 collapse without poor people for you to feel better than. The picture is awesome, but read the commentary, that鈥檚 what I鈥檓 reblogging for. With debt levels spiraling out of control as they are, america might have to do this in the near future, in order to prevent economic collapse from people just not having money to spend. The only problem i forsee with this is that, in order to get the money to distribute, taxes on rich people would have to increase by a lot, and if taxes raise too high, they just fucking move to another country to avoid paying them. If there was a way to prevent this, or if the whole world implemented a standard like this at the same time thereby removing the incentive to flee tax hikes, then this would absolutely work out great
Too High: he Swiss are voting on a plan to end poverty forever.
 Step one: give every adult $33,600
 a year, no strings attached.
 There is no step two.
 Photo: Flickr/twicepix
lazorsandparadox:
tank-grrl:

hello-missmayhem:

cptprocrastination:

doomhamster:

belcanta:

nikkidubs:

attentiondeficitaptitude:

belcanta:

Guaranteed basic income to every citizen, whether or not they are employed to ensure their survival and that they live in a dignified, humane way, preventing poverty, illness, homelessness, reducing crime, encouraging higher education and learning vocations as well as helping society become more prosperous as a whole.聽

Wow. Forget raising the minimum wage. This is much much better idea.
The minimum wage could actually drop if we had basic income.
But Americans would never go for it. Miserably slogging through 12 hour days and having businesses open 24/7 is too engrained in our culture.

鈥淏UT WHERE WILL THE GOVERNMENT GET THE MONEY?鈥 screamed Joe Schmoe, slamming a meaty fist onto the table and getting mouth-froth all over the front of his greying tank top. 鈥淵ou libt*rds all think money grows on TREES!! HAHA!鈥濃淏ut where will people get the incentive to work?!鈥 Mindy Bindy cried, flapping her hands in front of her face. She鈥檇 had a fear of the unemployed lollygagging about ever since she was a child and her mother told her to be afraid of the unemployed lollygagging about. 鈥淵ou think people should get paid for聽nothing? I work聽hard for my money!鈥
鈥淏ut who will serve me?鈥 grumbled Marty McMoneybags. 鈥淲ho will make me feel important? Who will do my laundry and cook my food and stand in front of me wearing a plastic smile while I take out all my stress鈥攂ecause I聽do聽have a lot of stress, you know, being this rich is聽stressful鈥攐n them?鈥 He paused and straightened out the piles of hundred dollar bills on the desk in front of him, then raised his two watery, outraged eyes up to the Heavens. 鈥淟ord, if there are no poor people, how will I know that I鈥檓聽rich??鈥

I laughed. This is perfect! Well said!

The thing is, while I鈥檓 sure you could scrape up a few people who鈥檇 be willing to just float by on a guaranteed minimum income? For most people the choice to work would be a no-brainer. 鈥淗mmm. I can get by on 33k a year, or I can take that part time job and make 48k鈥 enough to move to a better apartment, maybe take the family on vacation. Sold.鈥 Hell, most people would want to work simply because it gives one a sense of dignity and something to do with one鈥檚 time. (Speaking as someone who鈥檚 been unemployed, on extended sick leave, etc. in her time, the boredom and sense of isolation that comes with not having a job is almost as bad as the humiliation of having to depend on other people for one鈥檚 survival.)
And with this system, part-time jobs and 鈥渘on-skilled鈥 jobs would be much more readily available because nobody would need to work two or three jobs just to stay afloat!
Which would ALSO mean that employers and customers couldn鈥檛 shamelessly exploit employees the way they can today, because if losing a job weren鈥檛 necessarily a financial disaster, more people would be willing to walk out on jobs where they weren鈥檛 being treated with dignity.
And if this also applies to students (and it should) then student loans would become much less of a problem, and fewer people would flunk out of school because of having to juggle studies and work.
Far fewer people would be forced to stay with abusive partners, parents or roommates because they couldn鈥檛 afford to move out.
And the thing is, all those people who suddenly had money? They鈥檇 be spending it. They鈥檇 be getting all the stuff they can鈥檛 afford now - new clothes, books, toys, locally-produced food, car repairs - and with each purchase money would flow BACK to the government, because VAT, also income tax.
The unemployed and/or disabled wouldn鈥檛 need special support any more - which would also mean the government could fire however many admins who are currently engaged in humiliating - *cough* making sure those people aren鈥檛 getting money they don鈥檛 deserve. Same for medical benefits and pensions. And I鈥檓 no legal scholar, but I somehow imagine less financial desperation would lead to less petty crime, and hence less need for police and security everywhere?
TL;DR Doomie thinks this is a good idea, laughs at those who protest.

reblogging for more top commentary

They tried something like this out in Canada as a sort of social experiment, called Mincome. What they found was that, on the whole, people continued to work about as much as they did before. Only new mothers and teenagers worked substantially less hours.聽
But wait, there鈥檚 more. Because parents were spending just a little more time at home and involved with their families, test scores increased. Because teens didn鈥檛 have to work to support their families, drop-out rates decreased. Crime rates, hospital visits, psychiatric hospitalizations and domestic abuse rates all dropped, as well.聽More adults pursued higher education. Those who continued to work reported more job flexibility and more opportunity to choose employment they preferred.
Basically, now you can go prove to your asshole family members that society won鈥檛 collapse without poor people for you to feel better than.

The picture is awesome, but read the commentary, that鈥檚 what I鈥檓 reblogging for.


With debt levels spiraling out of control as they are, america might have to do this in the near future, in order to prevent economic collapse from people just not having money to spend. The only problem i forsee with this is that, in order to get the money to distribute, taxes on rich people would have to increase by a lot, and if taxes raise too high, they just fucking move to another country to avoid paying them. If there was a way to prevent this, or if the whole world implemented a standard like this at the same time thereby removing the incentive to flee tax hikes, then this would absolutely work out great

lazorsandparadox: tank-grrl: hello-missmayhem: cptprocrastination: doomhamster: belcanta: nikkidubs: attentiondeficitaptitude: bel...