My Opinion


                    
                    
                

                

                

            

        
    







            

            
            

                

                    
                

                

                    

                        


	

	
    
        

            

                
                    
                    
                    
                    

    

        Opinionated
        

            
            Opinionated
        

    

    

         
Opinionated

    



                
                    
                    
                    
                    

    

        The
        

            
            The
        

    

    

         
The

    



                
                    
                    
                    
                    

    

        Give
        

            
            Give
        

    

    

         
Give

    



                
                    
                    
                    
                    

    

        Opinionating
        

            
            Opinionating
        

    

    

         
Opinionating

    



                
                    
                    
                    
                    

    

        Hoodvine
        

            
            Hoodvine
        

    

    

         
Hoodvine

    



                
                    
                    
                    
                    

    

        So Fancy
        

            
            So Fancy
        

    

    

         
So Fancy

    



                
                    
                    
                    
                    

    

        listen
        

            
            listen
        

    

    

         
listen

    



                
                    
                    
                    
                    

    

        people-say
        

            
            people-say
        

    

    

         
people-say

    



                
                    
                    
                    
                    

    

         this christmas
        

            
             this christmas
        

    

    

         
 this christmas

    



                
                    
                    
                    
                    

    

         listening
        

            
             listening
        

    

    

         
 listening

    



                
            

        

    
    

        🔥 | Latest
    

    
    

        

        
        

            

                







    My Opinion: Not really a humane solution in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Not really a humane solution in my opinion
                
            

            
            
Not really a humane solution in my opinion

            
            
        

    



            

        

        
        

            

                







    My Opinion: professionalpeachhunk:
[[This is Isaiah Hine’s high school presentation on white fragility. You’re not going to get a simpler explanation, in my opinion, so if you’re white you should really read this. Below are Isaiah’s notes on each slide.]]
—
What is White Fragility?

Robin DiAngelo is a professor at Westfield State University and author of What Does it Mean to Be White? Developing White Racial Literacy.
I’m sure you’ve all seen these ‘defensive moves’ in action before. “I didn’t mean anything by it” “I wasn’t trying to be offensive” “I have a black friend” “Not all white people”
People are often more worried about being called a racist than actually doing something racist. In America white people often don’t even have to consider race. They often think of themselves as “raceless” white is conditioned to be the norm and everyone else is considered “raced” or “colored”. White fragility allows white people to govern when and how race is discussed. White people expect to be educated on racism, and in a nice way.
—

Why Is It A Bad Thing?
White people never learn as a result and are allowed to continue saying and doing racist things. White people prefer to hear these things from other white people but because other white people don’t know enough about racism, they cycle continues. When people of color do things like the BLACKLIVESMATTER movement, many white peoples responses were “all lives matter” this is white fragility. Proclaiming that black lives matter does not inherently mean that other lives don’t. This statement is made because society continually shows us that black lives don’t matter in america and these are the lives that need the affirming. We already know that white lives matter, it doesn’t need to be stated. White people are very used to being the center of things and when they aren’t it makes them uncomfortable. 
—
Why Does This Happen?

Most people don’t fully grasp the idea of systemic racism and that we live in a racist society that perpetuates racist ideas. We are socialized into white supremacy.

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: professionalpeachhunk:
[[This is Isaiah Hine’s high school presentation on white fragility. You’re not going to get a simpler explanation, in my opinion, so if you’re white you should really read this. Below are Isaiah’s notes on each slide.]]
—
What is White Fragility?

Robin DiAngelo is a professor at Westfield State University and author of What Does it Mean to Be White? Developing White Racial Literacy.
I’m sure you’ve all seen these ‘defensive moves’ in action before. “I didn’t mean anything by it” “I wasn’t trying to be offensive” “I have a black friend” “Not all white people”
People are often more worried about being called a racist than actually doing something racist. In America white people often don’t even have to consider race. They often think of themselves as “raceless” white is conditioned to be the norm and everyone else is considered “raced” or “colored”. White fragility allows white people to govern when and how race is discussed. White people expect to be educated on racism, and in a nice way.
—

Why Is It A Bad Thing?
White people never learn as a result and are allowed to continue saying and doing racist things. White people prefer to hear these things from other white people but because other white people don’t know enough about racism, they cycle continues. When people of color do things like the BLACKLIVESMATTER movement, many white peoples responses were “all lives matter” this is white fragility. Proclaiming that black lives matter does not inherently mean that other lives don’t. This statement is made because society continually shows us that black lives don’t matter in america and these are the lives that need the affirming. We already know that white lives matter, it doesn’t need to be stated. White people are very used to being the center of things and when they aren’t it makes them uncomfortable. 
—
Why Does This Happen?

Most people don’t fully grasp the idea of systemic racism and that we live in a racist society that perpetuates racist ideas. We are socialized into white supremacy.

                
            

            
            
professionalpeachhunk:
[[This is Isaiah Hine’s high school presentation on white fragility. You’re not going to get a simpler explanation...

            
            
        

    



            

        

        
        

            

                







    My Opinion: Not really a humane solution in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Not really a humane solution in my opinion
                
            

            
            
Not really a humane solution in my opinion

            
            
        

    



            

        

        
        

            

                







    My Opinion: Not really a humane solution in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Not really a humane solution in my opinion
                
            

            
            
Not really a humane solution in my opinion

            
            
        

    



            

        

        
        

            

                







    My Opinion: 100% my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: 100% my opinion
                
            

            
            
100% my opinion

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                







    My Opinion: 100% my opinion by ItsJustGrandpa
MORE MEMES
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: 100% my opinion by ItsJustGrandpa
MORE MEMES
                
            

            
            
100% my opinion by ItsJustGrandpa
MORE MEMES

            
            
        

    



            

        

        
        

            

                







    My Opinion: And my opinion of them never chawges
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: And my opinion of them never chawges
                
            

            
            
And my opinion of them never chawges

            
            
        

    



            

        

        
        

            

                







    My Opinion: positive-memes:This is pretty wholesome in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: positive-memes:This is pretty wholesome in my opinion
                
            

            
            
positive-memes:This is pretty wholesome in my opinion

            
            
        

    



            

        

        
        

            

                







    My Opinion: Just my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Just my opinion
                
            

            
            
Just my opinion

            
            
        

    



            

        

        
        

            

                







    My Opinion: Just my opinion by Andresmaes22
MORE MEMES
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Just my opinion by Andresmaes22
MORE MEMES
                
            

            
            
Just my opinion by Andresmaes22
MORE MEMES

            
            
        

    



            

        

        
        

            

                







    My Opinion: positive-memes:
This is pretty wholesome in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: positive-memes:
This is pretty wholesome in my opinion
                
            

            
            
positive-memes:
This is pretty wholesome in my opinion

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                







    My Opinion: This is pretty wholesome in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: This is pretty wholesome in my opinion
                
            

            
            
This is pretty wholesome in my opinion

            
            
        

    



            

        

        
        

            

                







    My Opinion: This is pretty wholesome in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: This is pretty wholesome in my opinion
                
            

            
            
This is pretty wholesome in my opinion

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                







    My Opinion: The best one, in my opinion.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: The best one, in my opinion.
                
            

            
            
The best one, in my opinion.

            
            
        

    



            

        

        
        

            

                







    My Opinion: Probably the best first profile pic I’ve found on here in my opinion
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Probably the best first profile pic I’ve found on here in my opinion
                
            

            
            
Probably the best first profile pic I’ve found on here in my opinion

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    My Opinion: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



            

        

        
        

            

                







    My Opinion: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



            

        

        
        

            

                







    My Opinion: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

                
            

            
            
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle...

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    My Opinion: Sammi
 Thursday 11:51 AM
 Gimme a topic and I'll come up with a
 witty pick up line for it
 Or it'll be terrible, but then you can send
 it to your friends and laugh about it
 Thursday 12:24 PM
 That will be perfect
 Ummmm cereal!
 Thursday 1:14 PM
 You must be a bowl of cheerios because
 you are making my heart feel better
 already
 Tuesday 9:44 AM
 Ah so it was terrible
 That was actually cute. Idk why I didn't
 reply
 Tuesday 1:00 PM
 Was it cause you didnt want to make
 awkward small talk after?
 BECAUSE WE CAN DO BIG TALK IF
 THATS YOUR THING
 Tuesday 10:44 PM
 WHY DO YOU HAVE THE CUTEST
 THINGS TO SAY
 BECAUSE CUTE PEOPLE BRING OUT
 THE CUTE THINGS IN ME
 Not gonna lie you're like my top tinder
 guy now. You're SO smooth
 Tuesday 11:02 PM
 I'd like to suggest limbo for a date. That
 way I can lower the bar and continue to
 exceed expectations
 Tuesday 11:57 PM
 How about a baseball game? You're
 making a lot of homeruns with your
 puns and you're a real catch. Also,
 yet haven't had a strikeout yet in my
 opinion
 Today 2.14 AM
 What about going bowling? I know we're
 avoiding strikes but we'll have to make
 an exception because you're a serious
 10/10. I'd say an 11/10 for the ability to
 send one back my way but that'd break
 the scoring system
 Today 9:47 AM
 I don't mean to drive you batty with
 all of the date suggestions... but a
 haunted house may be better. The
 way you can come up with all of these
 is quite frightening. Also l'd rather be
 scared by the ghouls in the haunted
 house than being ghosted by you.
 Today 10:03 AM
 A haunted house with you would be a
 frighteningly good time. Fear not about
 ghosts, the only ghosting I intend to do
 is calling you "boo".
 Today 11:31 AM
 I'm dead
 hence why you're calling
 me "boo"
 Before you die, can I grab your
 number??
 Today 1:44 PM
 :)
 Type a message...
 GIF
Turning ghosting in my favor
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: Sammi
 Thursday 11:51 AM
 Gimme a topic and I'll come up with a
 witty pick up line for it
 Or it'll be terrible, but then you can send
 it to your friends and laugh about it
 Thursday 12:24 PM
 That will be perfect
 Ummmm cereal!
 Thursday 1:14 PM
 You must be a bowl of cheerios because
 you are making my heart feel better
 already
 Tuesday 9:44 AM
 Ah so it was terrible
 That was actually cute. Idk why I didn't
 reply
 Tuesday 1:00 PM
 Was it cause you didnt want to make
 awkward small talk after?
 BECAUSE WE CAN DO BIG TALK IF
 THATS YOUR THING
 Tuesday 10:44 PM
 WHY DO YOU HAVE THE CUTEST
 THINGS TO SAY
 BECAUSE CUTE PEOPLE BRING OUT
 THE CUTE THINGS IN ME
 Not gonna lie you're like my top tinder
 guy now. You're SO smooth
 Tuesday 11:02 PM
 I'd like to suggest limbo for a date. That
 way I can lower the bar and continue to
 exceed expectations
 Tuesday 11:57 PM
 How about a baseball game? You're
 making a lot of homeruns with your
 puns and you're a real catch. Also,
 yet haven't had a strikeout yet in my
 opinion
 Today 2.14 AM
 What about going bowling? I know we're
 avoiding strikes but we'll have to make
 an exception because you're a serious
 10/10. I'd say an 11/10 for the ability to
 send one back my way but that'd break
 the scoring system
 Today 9:47 AM
 I don't mean to drive you batty with
 all of the date suggestions... but a
 haunted house may be better. The
 way you can come up with all of these
 is quite frightening. Also l'd rather be
 scared by the ghouls in the haunted
 house than being ghosted by you.
 Today 10:03 AM
 A haunted house with you would be a
 frighteningly good time. Fear not about
 ghosts, the only ghosting I intend to do
 is calling you "boo".
 Today 11:31 AM
 I'm dead
 hence why you're calling
 me "boo"
 Before you die, can I grab your
 number??
 Today 1:44 PM
 :)
 Type a message...
 GIF
Turning ghosting in my favor
                
            

            
            
Turning ghosting in my favor

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                







    My Opinion: GOP Lawmaker Just Got
 Outed As The Founder Of
 Popular Pro-Rape Group
 by Bruce White Apr 25, 2017
 Bonnie Bacarisse of The Daily Beast made a
 recent discovery that Republican Rep. Robert
 Fisher (R-NH) is in fact the founder of the "Red
 Pill" a men's rights misogyny group based on
 the online forums Reddit and 4chan
 13

 Fisher wrote, under the username
 FredFredrickson, "I'm going to say it-Rape
 isn't an absolute bad, because the rapist I
 think probably likes it a lot. I think he'd say it's
 quite good, really."
 Fisher was asked if he thought it was creepy
 for a 40-year-old man check-out a 15-year-
 old's breast. He responded by saying:
 "In my opinion, no. It's evolutionarily
 advantageous and perfectly natural."
 The Republican Congressman has also said
 that women have "sub-par intelligence," that
 their personalities are "lackluster and boring,
 serving little purpose in day to day life.," and
 that "lt is literally the [female] body that makes
 enduring these things worth it."

 The lawmaker stated, "l cannot be honest
 about my accomplishments or ambitions
 without ridicule. I am running for a state
 political position, I'm a high level exec in a
 franchising company, and I own two business
 locations in state. I found that stating it
 simply... nets me negativity on dates if l'm
 honest."
nevertrustamanwho:

femmebosskoopa:


imamisfittoy:

sardonicblisters:


yayfeminism:

A New Hampshire Republican State Representative anonymously created the “Red Pill” subreddit.

Wow.

these aren’t just bullshitter dweebs in their mom’s basements trolling the internet, these are men who formulate the way we implement laws and who govern the way we live our lives.

^^^ Hello, yes, everyone needs to see this. It’s not always a bunch of nobodies trolling around on 4chan. It’s, doctors, lawyers, judges, businessmen, bankers, law enforcement, etc. People who have pulls on society. They literally don’t see other groups besides themselves as human or equal

…holy shit like this is bad really really bad but so much clearly so if you’ve ever read the scum that floats to the top of the Red Pill. Like basically he was just outed as the creator of a neo-nazi misogynist pro-rape forum explicitly to recruit online loners and groom them like it’s EVERYTHING we’ve been saying these people do but this is like, the hive.


For the anon asking why not trust red pill guys

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: GOP Lawmaker Just Got
 Outed As The Founder Of
 Popular Pro-Rape Group
 by Bruce White Apr 25, 2017
 Bonnie Bacarisse of The Daily Beast made a
 recent discovery that Republican Rep. Robert
 Fisher (R-NH) is in fact the founder of the "Red
 Pill" a men's rights misogyny group based on
 the online forums Reddit and 4chan
 13

 Fisher wrote, under the username
 FredFredrickson, "I'm going to say it-Rape
 isn't an absolute bad, because the rapist I
 think probably likes it a lot. I think he'd say it's
 quite good, really."
 Fisher was asked if he thought it was creepy
 for a 40-year-old man check-out a 15-year-
 old's breast. He responded by saying:
 "In my opinion, no. It's evolutionarily
 advantageous and perfectly natural."
 The Republican Congressman has also said
 that women have "sub-par intelligence," that
 their personalities are "lackluster and boring,
 serving little purpose in day to day life.," and
 that "lt is literally the [female] body that makes
 enduring these things worth it."

 The lawmaker stated, "l cannot be honest
 about my accomplishments or ambitions
 without ridicule. I am running for a state
 political position, I'm a high level exec in a
 franchising company, and I own two business
 locations in state. I found that stating it
 simply... nets me negativity on dates if l'm
 honest."
nevertrustamanwho:

femmebosskoopa:


imamisfittoy:

sardonicblisters:


yayfeminism:

A New Hampshire Republican State Representative anonymously created the “Red Pill” subreddit.

Wow.

these aren’t just bullshitter dweebs in their mom’s basements trolling the internet, these are men who formulate the way we implement laws and who govern the way we live our lives.

^^^ Hello, yes, everyone needs to see this. It’s not always a bunch of nobodies trolling around on 4chan. It’s, doctors, lawyers, judges, businessmen, bankers, law enforcement, etc. People who have pulls on society. They literally don’t see other groups besides themselves as human or equal

…holy shit like this is bad really really bad but so much clearly so if you’ve ever read the scum that floats to the top of the Red Pill. Like basically he was just outed as the creator of a neo-nazi misogynist pro-rape forum explicitly to recruit online loners and groom them like it’s EVERYTHING we’ve been saying these people do but this is like, the hive.


For the anon asking why not trust red pill guys

                
            

            
            
nevertrustamanwho:

femmebosskoopa:


imamisfittoy:

sardonicblisters:


yayfeminism:

A New Hampshire Republican State Representative an...

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    My Opinion: PLETT PUT
 HERE
 ME
 Brae Carnes added a new photo.
 Reynolds Secondary School February 27 at 4:39pm
 Profile
 Share 1 2

 PLETI
 PUT ME
 HERE
 CarolineTG
 Follow
 @CarolineMiriel
 #PlettPutMeHere by removing protections for trans people in
 bathrooms #C279 #GirlsLikeUs
 5:35 PM -7 Mar 2015
 29 RETWEETS 20 FAVORITES

 Do I look like I belong in women's facilities?
 Republicans are
 passed that would put me there, based on
 my gender at birth. Trans people aren't
 going into the bathroom to spy on you, or
 otherwise cause you harm,
 #wejustneedtopee. Trans lives matter!
 trying to get legislation
 _michaelhughes1
 Michael C. Hughes
 Follow
 @_michaelhughes1
 #transawareness #occupotty #translivesmatter #wejustneedtopee
 10:07 AM 11 Mar 2015
 t
 1,304 RETWEETS 1,084 FAVORITES

 embarrassing
 Follow
 @trans_princess
 Because obviously someone who looks like this belongs in the
 men's restroom. #wejustneedtopee #TransLives Matter
 8:57 PM - 11 Mar 2015
 t
 31 RETWEETS 62 FAVORITES
nonsense-choir:
tem-pissed-in-a-t-pot:

lokisnurse:

gaywrites:

The Canadian Senate has passed an amendment to a transgender rights bill that would ban trans people from using the bathrooms that correspond with their gender identity. Now, trans people in Canada (and their trans supporters in the United States) are sharing photos on Twitter and Facebook of themselves in public bathrooms they would be legally obligated to use under Senator Donald Plett’s bill. Check the hashtags #PlettPutMeHere and #WeJustNeedToPee for a dynamite collection of trans folks showing why these laws are absurd. Badass. (via BuzzFeed)

I have a right not to see a penis in the ladies room. Men have a right not to see a lack of a penis  in a men’s room.  I have a right to my opinion.  It doesn’t make me a homophobe. It does not make me intolerant.   It does not make me a bad person.  Your gender issues are not my issues.  Maybe we as a society need a third option.

If you’re seeing a penis in the women’s room, sorry to break it to you buddy but you’re the one being gross and peeping in on other women.
Trans people just want to fucking pee. The fact that you’re so concerned about our genitals that you’d spy on us in the loo makes YOU the creep, not us.
Grow the fuck up.


Trans folk use their correct bathrooms all the time and no one ever notices. 
If you’re out there looking to spy on a stranger’s  genitals to see if they “belong” there,  you’re sexually harassing another person and YOU should be banned from the restroom,  not them.  

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                My Opinion: PLETT PUT
 HERE
 ME
 Brae Carnes added a new photo.
 Reynolds Secondary School February 27 at 4:39pm
 Profile
 Share 1 2

 PLETI
 PUT ME
 HERE
 CarolineTG
 Follow
 @CarolineMiriel
 #PlettPutMeHere by removing protections for trans people in
 bathrooms #C279 #GirlsLikeUs
 5:35 PM -7 Mar 2015
 29 RETWEETS 20 FAVORITES

 Do I look like I belong in women's facilities?
 Republicans are
 passed that would put me there, based on
 my gender at birth. Trans people aren't
 going into the bathroom to spy on you, or
 otherwise cause you harm,
 #wejustneedtopee. Trans lives matter!
 trying to get legislation
 _michaelhughes1
 Michael C. Hughes
 Follow
 @_michaelhughes1
 #transawareness #occupotty #translivesmatter #wejustneedtopee
 10:07 AM 11 Mar 2015
 t
 1,304 RETWEETS 1,084 FAVORITES

 embarrassing
 Follow
 @trans_princess
 Because obviously someone who looks like this belongs in the
 men's restroom. #wejustneedtopee #TransLives Matter
 8:57 PM - 11 Mar 2015
 t
 31 RETWEETS 62 FAVORITES
nonsense-choir:
tem-pissed-in-a-t-pot:

lokisnurse:

gaywrites:

The Canadian Senate has passed an amendment to a transgender rights bill that would ban trans people from using the bathrooms that correspond with their gender identity. Now, trans people in Canada (and their trans supporters in the United States) are sharing photos on Twitter and Facebook of themselves in public bathrooms they would be legally obligated to use under Senator Donald Plett’s bill. Check the hashtags #PlettPutMeHere and #WeJustNeedToPee for a dynamite collection of trans folks showing why these laws are absurd. Badass. (via BuzzFeed)

I have a right not to see a penis in the ladies room. Men have a right not to see a lack of a penis  in a men’s room.  I have a right to my opinion.  It doesn’t make me a homophobe. It does not make me intolerant.   It does not make me a bad person.  Your gender issues are not my issues.  Maybe we as a society need a third option.

If you’re seeing a penis in the women’s room, sorry to break it to you buddy but you’re the one being gross and peeping in on other women.
Trans people just want to fucking pee. The fact that you’re so concerned about our genitals that you’d spy on us in the loo makes YOU the creep, not us.
Grow the fuck up.


Trans folk use their correct bathrooms all the time and no one ever notices. 
If you’re out there looking to spy on a stranger’s  genitals to see if they “belong” there,  you’re sexually harassing another person and YOU should be banned from the restroom,  not them.  

                
            

            
            
nonsense-choir:
tem-pissed-in-a-t-pot:

lokisnurse:

gaywrites:

The Canadian Senate has passed an amendment to a transgender rights bill...