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Android, Books, and Children: Agent of Chaos @TheTrillAC 1d My children will get "privacy" from me when they can pay their own bills and feed themselves. Until then, you do what I say Ain't shit negotiable. We not friends. t 394 687 1,171 Mermaid Hofessional @StarStuffSister Replying to @TheTrillAC I haven't spoken to my mother in ten years. Welcome to your future. 20:29 06 Nov 19 Twitter for Android marzipanandminutiae: greysonderulo: dragonsspire: knight-nick: If you think like that, please don’t ever have children. Listen, my parents installed a lock on my door so I could lock everyone out of my room if I wanted to at sometime around 8 years old. They had a key of course for safety but they’ve never had to use it and they’ve never used it when they didn’t have to. I was allowed full access to any books, movies, and internet I wanted fully informed about our family beliefs and practices but I was given no supervision once I reached about 13 because my parents trusted me to stick to the rules or not as I felt and come to them if there was anything that I had questions about. As long as I said where I was going, who I was with, and when I was going to be back and then phone if anything changed I was allowed to do pretty much as I pleased from 13 onward. I moved back in with my parents after university and the first conversation we had was my dad telling me that if I felt like they were treating me like a child to please tell them because they had no intention of doing so. I still live with them and I’m comfortable here as an adult. When I eventually move out again, which I feel no rush to do because I feel respected and given more than enough elbow room, I will probably talk to them often if not everyday. Because they’ve always respected my privacy and my autonomy both physically and emotionally. If you want an independent and fictional child trusting them and giving them their space will do you many more favours than not. meanwhile, my parents… password protected my computer so i had to get permission every time i wanted to use it put a passcode lock on our pantry so we couldn’t eat without permission regularly checked our internet browsing history shut off the internet at regular intervals, including when i needed it for university homework did monthly checks of our bank statements and would confiscate money if they didn’t approve of our activities in response, i went behind their backs and opened a new bank account, got a secret job, bought my own groceries, and used the wifi from the school across the street. they didn’t succeed in disciplining me. all they did was force me to distance myself from them. your children are not your property. they are human beings, and they deserve basic human rights. nothing in this world teaches you to lie and sneak around like a parent who doesn’t believe you should have privacy
Android, Books, and Children: Agent of Chaos @TheTrillAC 1d
 My children will get "privacy" from me
 when they can pay their own bills and
 feed themselves. Until then, you do what I
 say
 Ain't shit negotiable. We not friends.
 t 394
 687
 1,171
 Mermaid Hofessional
 @StarStuffSister
 Replying to @TheTrillAC
 I haven't spoken to my mother in
 ten years.
 Welcome to your future.
 20:29 06 Nov 19 Twitter for Android
marzipanandminutiae:

greysonderulo:
dragonsspire:


knight-nick:
If you think like that, please don’t ever have children. 
Listen, my parents installed a lock on my door so I could lock everyone out of my room if I wanted to at sometime around 8 years old. They had a key of course for safety but they’ve never had to use it and they’ve never used it when they didn’t have to. 
I was allowed full access to any books, movies, and internet I wanted fully informed about our family beliefs and practices but I was given no supervision once I reached about 13 because my parents trusted me to stick to the rules or not as I felt and come to them if there was anything that I had questions about. 
As long as I said where I was going, who I was with, and when I was going to be back and then phone if anything changed I was allowed to do pretty much as I pleased from 13 onward. 
I moved back in with my parents after university and the first conversation  we had was my dad telling me that if I felt like they were treating me like a child to please tell them because they had no intention of doing so. 
I still live with them and I’m comfortable here as an adult. When I eventually move out again, which I feel no rush to do because I feel respected and given more than enough elbow room, I will probably talk to them often if not everyday. Because they’ve always respected my privacy and my autonomy both physically and emotionally. If you want an independent and fictional child trusting them and giving them their space will do you many more favours than not. 


meanwhile, my parents…
password protected my computer so i had to get permission every time i wanted to use it
put a passcode lock on our pantry so we couldn’t eat without permission
regularly checked our internet browsing history
shut off the internet at regular intervals, including when i needed it for university homework
did monthly checks of our bank statements and would confiscate money if they didn’t approve of our activities
in response, i went behind their backs and opened a new bank account, got a secret job, bought my own groceries, and used the wifi from the school across the street. they didn’t succeed in disciplining me. all they did was force me to distance myself from them.
your children are not your property. they are human beings, and they deserve basic human rights.

nothing in this world teaches you to lie and sneak around like a parent who doesn’t believe you should have privacy

marzipanandminutiae: greysonderulo: dragonsspire: knight-nick: If you think like that, please don’t ever have children. Listen, my paren...

Apparently, College, and Complex: r/AskReddit What perfectly true story of yours sounds like an outrageous lie? RamsesThePigeon 13d, 17h Just up the street from my apartment in San Francisco, there was one of those fast food restaurants that was either a KFC or a Taco Bell, depending on the angle from which it was viewed. The establishment was a frequent stopping point for students coming from the nearby college... and those students were a frequent target for a remarkably bright crow Now, on most days, the bird in question would just hang around the restaurant (as well as other ones nearby) and scavenge for scraps. Every once in a while, though - I saw this happen twice, and had it happen to me once - it would enact a much more complex scheme than simply going through the gutter: The crow had apparently discovered that money could be exchanged for food, so it would wait until it saw a likely mark, squawk at them to get their attention, then pick up and drop a coin. Anyone who responded would witness the bird hopping a few feet away, then following its "victim" toward the source of its next snack. When the crow approached me, it dropped a nickel on the ground. I stooped, picked up the coin, and then jumped slightly when the bird made a noise that sounded not unlike "Taco!' Needless to say, I bought that crow a taco. The final out-of-pocket cost for me, minus the nickel, was something like >l.T5. Even so, I figured a bird that smart deserved a reward simply for existing Of course, that was probably exactly what I was supposed to think. TL;DR: A crow paid me five cents to buy it a taco. onyourleftbooob: nadiaoxford: I don’t have a hard time believing this.
Apparently, College, and Complex: r/AskReddit
 What perfectly true story of yours sounds like
 an outrageous lie?

 RamsesThePigeon 13d, 17h
 Just up the street from my apartment in San Francisco,
 there was one of those fast food restaurants that was
 either a KFC or a Taco Bell, depending on the angle from
 which it was viewed. The establishment was a frequent
 stopping point for students coming from the nearby
 college... and those students were a frequent target for a
 remarkably bright crow
 Now, on most days, the bird in question would just hang
 around the restaurant (as well as other ones nearby) and
 scavenge for scraps. Every once in a while, though - I saw
 this happen twice, and had it happen to me once - it would
 enact a much more complex scheme than simply going
 through the gutter: The crow had apparently discovered
 that money could be exchanged for food, so it would wait
 until it saw a likely mark, squawk at them to get their
 attention, then pick up and drop a coin. Anyone who
 responded would witness the bird hopping a few feet
 away, then following its "victim" toward the source of its
 next snack.
 When the crow approached me, it dropped a nickel on the
 ground. I stooped, picked up the coin, and then jumped
 slightly when the bird made a noise that sounded not
 unlike "Taco!'
 Needless to say, I bought that crow a taco.
 The final out-of-pocket cost for me, minus the nickel, was
 something like >l.T5. Even so, I figured a bird that smart
 deserved a reward simply for existing
 Of course, that was probably exactly what I was supposed
 to think.
 TL;DR: A crow paid me five cents to buy it a taco.
onyourleftbooob:

nadiaoxford:
I don’t have a hard time believing this.

onyourleftbooob: nadiaoxford: I don’t have a hard time believing this.

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Books, Driving, and Friends: Yestay Tke top banaas like you Whet's the date thent hun Im driving past Gatwick tonight, get ready x t Tinish in Smins perfect can't watt Let me know when and where to pick you up/meet 7 Today Gatwick airport south terminal 410 pm Be there or be suuare Please dont I'm the kind of person that would actually book a flight somewhere with a random person on tinder Lets doit Where we going Paris taly New York? Vour choice m game But Thave options so be quick Daling https://www.wowcher.co.uk deal/travel/12846246/mystery getaway-voucher?from 4699308 Sroot.metadata.title Sroot metadata.description www.wohet.cok Tm game No joke shall we actually do it Pls don't be shitting me d actually be up for it Yeah me too Do we get to dchoose when were going mno snake How do we booki Ate they legith I think you get to choose out of a couple of weekends, but Im not 100% Also if you get Ball or one of the really far away ones you go for a week Yeah they're legit One of my friends has done it and I've been so up for it ever since I heard about it One of us books then the other transfers the money? Can w.choose a date prety E0on Need a bit of sun in my life Haha yeah sure, cba with this rain You happy for me to book and then you transfer me? Yeu Im good with that) just can't do this weekend The holiday thati Pzoan we fly from Gatwick it we can choose The draw is on the 23rd, so we find out where we go then and book the flights and give all our details in then Will try and go from Gatwick for sure Fingers crossed it bai Fuck if we're going on holiday l have to go for a nin Get this sexy beach bod ready That would be ridiculous 0 Ok it's booked And shutup you already have a beach bod! Delived My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..
Books, Driving, and Friends: Yestay
 Tke top banaas
 like you
 Whet's the date thent hun
 Im driving past Gatwick tonight,
 get ready x
 t
 Tinish in Smins perfect
 can't watt
 Let me know when and where to
 pick you up/meet
 7
 Today
 Gatwick airport south terminal
 410 pm
 Be there or be suuare
 Please dont
 I'm the kind of person that would
 actually book a flight somewhere
 with a random person on tinder
 Lets doit
 Where we going
 Paris
 taly
 New York?
 Vour choice
 m game
 But
 Thave options so be quick
 Daling
 https://www.wowcher.co.uk
 deal/travel/12846246/mystery
 getaway-voucher?from
 4699308
 Sroot.metadata.title
 Sroot metadata.description
 www.wohet.cok
 Tm game
 No joke shall we actually do it
 Pls don't be shitting me
 d actually be up for it
 Yeah me too
 Do we get to dchoose when were
 going
 mno snake
 How do we booki
 Ate they legith
 I think you get to choose out of a
 couple of weekends, but Im not
 100%
 Also if you get Ball or one of the
 really far away ones you go for a
 week
 Yeah they're legit
 One of my friends has done it
 and I've been so up for it ever
 since I heard about it
 One of us books then the other
 transfers the money?
 Can w.choose a date prety
 E0on
 Need a bit of sun in my life
 Haha yeah sure, cba with this rain
 You happy for me to book and
 then you transfer me?
 Yeu Im good with that) just can't
 do this weekend
 The holiday thati
 Pzoan we fly from Gatwick it we
 can choose
 The draw is on the 23rd, so we
 find out where we go then and
 book the flights and give all our
 details in then
 Will try and go from Gatwick for
 sure
 Fingers crossed it bai
 Fuck if we're going on holiday l
 have to go for a nin
 Get this sexy beach bod ready
 That would be ridiculous
 0
 Ok it's booked
 And shutup you already have a
 beach bod!
 Delived
My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..

My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..