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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:聽 10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker!
Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹
And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥.
MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥.
CURRENT MARKET :聽 MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? 
I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥.
Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:聽 10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker!
Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹
And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥.
MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥.
CURRENT MARKET :聽 MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? 
I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥.
Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker! Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹ And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥. MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥. CURRENT MARKET :聽 MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:聽 10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:聽 interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)鈥.. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:聽 A RISING TIDE LIFTS ALL BOATS - was the 90鈥瞫 moniker!
Hence, the market starts to take off:聽 as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!聽 
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:聽 the 鈥渁verage鈥 technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years鈥 end)聽 Guess what?聽 The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!聽聽 Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).聽 Warren Buffet?聽 Look him up!聽 Treasuries also did extremely well - like one 鈥淭alking Head鈥 has been quoted as saying - 鈥淭here is always a Bull Market somewhere鈥濃︹
And the whole process starts over again from a boom to bust cycle, about every 10 years or so鈥︹he Real Estate Market moves in a boom to bust cycle about every 7 years鈥.
MY OPINION 鈥 stay the course with Value-oriented Investing:聽 it works in both up and down markets!聽 A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)鈥.Exchange Traded Funds (ETF鈥檚) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.聽 DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:聽 up, then sideways/down and then up again!聽 Invest for the long term (like 30-50+ years)鈥.YOU WILL BE A WINNER!聽 Be it an investment account or a retirement account or BOTH:聽 like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!聽 Ignore the noise!聽 Ignore the Talking Heads鈥.
CURRENT MARKET :聽 MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment 鈥mpeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards鈥.Will it be聽鈥渟omewhat鈥 similar to 2008鈥 all over again? 
I have no professional opinion nor do I have a crystal ball 鈥 Maybe the FED will engineer a 鈥淪OFT鈥 Landing鈥濃..this time: they never did in the past when 鈥淏ubbles鈥 Greenspan or 鈥淗elicopter Ben鈥 Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT鈥.
Flash

financialeconomicsexplainedus: POSTED:聽 10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Billboard, Britney Spears, and Community: Jhis lter of le to al is my GBTQ fans. Continuuaey throushat m eoreer, youl lacujs heen Do Uocalabaut hat a pusrtuue unpact lu had Sn 1EU - Hat ls hstrlled (oy, hpe auclore ui you at hone. Jat Our Ihspi ratCn. Thad my herea nes when there wo music Stony sives secict hope. bud t actual you ihet lfts me up. The logety he laek unwonering Jhdgmertdh inapolo petre. truth lc ceptonceyour ton ore nhed JnSpe me, bnnme and my u stnvi to ter peqpl malce he you boara his is my fBT tan (osinusly thesushnt m eereer, y e Elecu my latter of lne t all oca npoct lur hed sn bcut ha anc one. yo a nes whe ar hoebutmadefashion: taurusqueer: slaveney: Britney鈥檚 Love Letter to the LGBTQ community馃寛聽 鈥淭his is my letter of love to all my LGBTQ fans. Continuously throughout my career, you鈥檝e always been so vocal about what a positive impact I鈥檝e had on you 鈥 that I鈥檝e instilled joy, hope and love in you at times when there was none. That my music is an inspiration. That my story gives you hope. But I have a secret to share with you. You see, it鈥檚 actually you that lifts me up. The unwavering loyalty. the lack of judgment. The unapologetic truth. Acceptance! Your stories are what inspire me, bring me joy and make me and my sons strive to be better people. I love you. Britney鈥 (x)
nsfw
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hoebutmadefashion:
taurusqueer:

slaveney:

Britney鈥檚 Love Letter to the LGBTQ community馃寛聽
鈥淭his is my letter of love to all my LGBTQ fans. Continuously throughout my career, you鈥檝e always been so vocal about what a positive impact I鈥檝e had on you 鈥 that I鈥檝e instilled joy, hope and love in you at times when there was none. That my music is an inspiration. That my story gives you hope.
But I have a secret to share with you. You see, it鈥檚 actually you that lifts me up. The unwavering loyalty. the lack of judgment. The unapologetic truth. Acceptance! Your stories are what inspire me, bring me joy and make me and my sons strive to be better people.
I love you.
Britney鈥
(x)

hoebutmadefashion: taurusqueer: slaveney: Britney鈥檚 Love Letter to the LGBTQ community馃寛聽 鈥淭his is my letter of love to all my LGBTQ fans. ...

Tumblr, Blog, and Space: photos-of-space: Soyuz lifts off from Vostochny Cosmodrome, Credit: GK Launch Services
Tumblr, Blog, and Space: photos-of-space:

Soyuz lifts off from Vostochny Cosmodrome, Credit: GK Launch Services

photos-of-space: Soyuz lifts off from Vostochny Cosmodrome, Credit: GK Launch Services