insulin


                    
                    
                

                

                

            

        
    







            

            
            

                

                    
                

                

                    

                        


	

	
    
        

            

                
                    
                    
                    
                    

    

        In Class
        

            
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        Not
        

            
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Not

    



                
                    
                    
                    
                    

    

        That
        

            
            That
        

    

    

         
That

    



                
                    
                    
                    
                    

    

        Clark
        

            
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Clark

    



                
                    
                    
                    
                    

    

        And
        

            
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And

    



                
                    
                    
                    
                    

    

        Diabetes Memes
        

            
            Diabetes Memes
        

    

    

         
Diabetes Memes

    



                
                    
                    
                    
                    

    

        Type 1 Diabetes Memes
        

            
            Type 1 Diabetes Memes
        

    

    

         
Type 1 Diabetes Memes

    



                
                    
                    
                    
                    

    

        Diabetic Memes
        

            
            Diabetic Memes
        

    

    

         
Diabetic Memes

    



                
                    
                    
                    
                    

    

        Diabetes Meme
        

            
            Diabetes Meme
        

    

    

         
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        Pulled Out
        

            
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    insulin: Cost of 1 insulin in USA= 2800 insulin in India. Let that sink through
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                insulin: Cost of 1 insulin in USA= 2800 insulin in India. Let that sink through
                
            

            
            
Cost of 1 insulin in USA= 2800 insulin in India. Let that sink through

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    insulin: INSULIN BILL
 $750,055
 pbfcomics.com
Nice to see a wholesome Perry Bible Fellowship comic via /r/wholesomememes https://ift.tt/338Euyi
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                insulin: INSULIN BILL
 $750,055
 pbfcomics.com
Nice to see a wholesome Perry Bible Fellowship comic via /r/wholesomememes https://ift.tt/338Euyi
                
            

            
            
Nice to see a wholesome Perry Bible Fellowship comic via /r/wholesomememes https://ift.tt/338Euyi

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    insulin: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                insulin: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
                
            

            
            
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capit...

            
            
        

    



            

        

        
        

            

                







    insulin: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                insulin: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 

                
            

            
            
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capit...

            
            
        

    



            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                






            

        

        
        

            

                







    insulin: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                insulin: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

                
            

            
            
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on y...

            
            
        

    



            

        

        
        

            

                







    insulin: i-should-be-writing-rn:

inlovewithaleheather:

thecuckoohaslanded:


gerbthenerd:

alexander-lamington:


thelizardprincess:


biglawbear:


blacksirencry:

swaglexander-the-great:


#That’s a#That’s a blue ringed octopus#You’re going to die do you realise that#It is literally one of the most deadly animals in the world#Not just in Australia or just in the ocean in THE WORLD#Put it DOWN#And go to a hospital jfc via platonic-rabbit 
me tryna find out if this fool died


“The blue-ringed octopus, despite its small size, carries enough venom to kill twenty-six adult humans within minutes. Their bites are tiny and often painless, with many victims not realizing they have been envenomated until respiratory depression and paralysis start to set in.[8] No blue-ringed octopus antivenom is available yet, making it one of the deadliest reef inhabitants in the ocean.”
Holy shit


And this is why I don’t go in the ocean anymore


Also the blue rings literally only show up when it is distressed so this person has angered it!!! You are in danger friend!!!


Actually this guy keeps them as pets they’re on his instagram (william_exotique) and he frequently holds then and I just? Don’t know why? And also every picture or video he posts of them shows the blue rings so they’re always in distress I just do not understand why he’s doing this



#AMY EXPLAIN HOW DUMB THIS GUY IS 
I mean OP pretty much covered it.  A blue ringed octopus is almost on the level of CONE SNAIL on the list of things you ABSOLUTELY DO NOT PICK UP UNDER ANY CIRCUMSTANCES.
But ask and you shall receive,  On this episode of “Fun Facts With Cuckoo,” DEAD.  YOU’RE DEAD.  EVERYTHING IS DEAD AND YOU SHOULD NEVER TOUCH ANYTHING IN THE OCEAN EVER AGAIN.
There are many things that will kill you.

[citation needed]
There are fewer, but still many things that will kill you FAST.
There are yet fewer things that kill you fast and by such an overwhelming margin of overkill that nervous laughter is our only solace in the dark of this terrible, surprisingly Lovecraftian world of unearthly horrors that we live in.
Of the things that I know about which will kill you fast via just plain insultingly potent venom, which is a not insignificant number of things because I know a not insignificant number of things, there are about 3 things in the ocean – IN THE WHOLE OCEAN – which are so insanely, mind-bogglingly deadly that there is pretty much no possible hope for survival (I mean you CAN, but god help you if you’re ever in that situation, because god’s just about damn near the only thing that CAN help you).  THE. WHOLE. OCEAN.
Those three things are the Irukandji (a tiny (1cm) species of box jellyfish, which has stingers not only on its tentacles but on its BELL, for reasons no one has definitively figured out, and is so toxic despite its size its sting can cause a severe brain hemorrhage), the cone snail (a group of carnivorous sea snails that is accepted to be the most venomous animals on earth, with a STUPIDLY fast acting and extremely powerful neurotoxin that has in at least one case killed a human ALMOST INSTANTANEOUSLY, because the swimmer who found two beautiful shells (unfortunately cone snails tend to have very pretty shells which makes people want to pick them up) was holding them up for a picture and ended up being stabbed in the neck by not one but TWO cone snails at the same time, and it is believed that she was literally dead before she hit the ground, I mean LITERALLY in a 100% non-fictional and non-exaggerated way, in between the time the two cone snails stabbed her and the time her limp body hit the sand, she was not alive anymore), and the blue ringed octopus.
It is POSSIBLE to survive any of these.  But not without immediate medical attention.  Of these three, the Irukandji is by far the most treatable, because Australia and other coastal regions (including Florida and other parts of the US) are kind of experienced in dealing with box jellyfish.
The blue ringed octopus will fucking kill you.  There’s no antidote for their venom, ONE COMPONENT OF WHICH (tetrodotoxin) is 1200 times deadlier than cyanide.  It’s a powerful neurotoxin (most of the worst venoms are because the species that produce them need to kill or at least paralyze their prey quickly, like jellyfish whose fragile tentacles could be damaged if their food doesn’t stop struggling) that attacks the sodium channels and causes muscle paralysis.  It doesn’t necessarily kill you quickly.  It PARALYZES you quickly, so that you can’t really call for help or describe the problem, and you will probably end up slowly suffocating from a paralyzed diaphragm.  Tetrodotoxin can be metabolized by the body in a matter of hours, but it can also kill you in a matter of minutes if you get a lethal dose (which isn’t much, the 

LD50

 or median lethal dose, the dose at which you have a 50% chance of survival, is only 8 MICROGRAMS per kilogram of body weight (as tested in mice)).  This is, by venom standards, not a large amount, which means the animal that is capable of putting this venom inside your body is very very good at killing the absolute shit out of you.
DON’T TOUCH THE BLUE RINGED OCTOPUS.
Now, because overkill is my motto, let me briefly explain why Conus geographus is the undisputed champion of YOU WILL NOT SURVIVE, AND FURTHERMORE FUCK YOU FOR THINKING OTHERWISE.
A cone snail walks into a bar.  You’d expect the bartender to ask, “what’s your poison,” but they were paralyzed before they could ask and OH LOOK they’re already FUCKING DEAD ON THE GROUND.
Conus geographus is about 4-6 inches long and nature’s equivalent of Avada Kedavra.  Cone snails literally have their own KIND of toxins named after them: conotoxin.  Not only is there no antidote, but their venom AGGRESSIVELY RESISTS our ability to find a cure, because we barely understand how it works AND conotoxins are so internally varied, even within a single species, that any one antidote isn’t going to help because they’re constantly mutating and evolving their venom to prevent their prey from evolving a resistance to it.  Plus their venom is like, a bunch of different venoms all at once JUST IN CASE any one of them wasn’t good enough.
I want you to read these two sentences from the wiki page on conotoxin:
“Conotoxins have a variety of mechanisms of actions, most of which have not been determined.”


“The LD50 of conotoxin is 50 ng/kg.”
Remember how the 

LD50 of tetrodotoxin is 8μg/kg?  Conotoxin is 160 times more potent.  FIFTY NANOGRAMS PER KILOGRAM HAS A 50% CHANCE OF KILLING YOU. A 220-POUND HUMAN HAS A 50% CHANCE OF SURVIVAL AGAINST JUST 5 MICROGRAMS OF CONOTOXIN.  
I DID SOME MATH.  
IT WOULD TAKE 7-9 MILLIGRAMS OF CONOTOXIN TO KILL A BLUE WHALE, THE HEAVIEST ANIMAL TO EVER LIVE. (based on weight estimates from 300-400,000 lbs.)
Conus geographus is so fucking deadly that “In two cases of envenomation, only 0.0002-0.0005 mg resulted in severe paralysis.”
THIS THING KILLS STUFF SO HARD THAT BEFORE YOU HEAR THE FIRST “MORTAL KOMBAT” IN THE MORTAL KOMBAT THEME, THERE’S PROBABLY ALREADY BEEN A FATALITY.
And guess what?  Cone snails don’t do that NOOB SHIT with the superficial biting or stinging.  Your wetsuit or gloves won’t protect you.  Because homeboy didn’t bring teeth to evolution’s knife fight.  Oh no.  It brought a motherfucking radula POISON HARPOON.  It’s lightning fast and has way more piercing power than some silly little cnidocytes or salivary bacteria.
Another component of their venom is being researched for its potential as a pain reliever.  “WHY WOULD YOU DO THAT????” you might reasonably ask.  And you would be right to do so, because science has gone too far and has surely sinned against the very image of Mollusca Kedavra.  Well, it turns out the answer is “Research shows that certain component proteins of the venom target specific human pain receptors and can be up to 10,000 times more potent than morphine without morphine’s addictive properties and side-effects.”  That’s right, the part of their venom that SPECIFICALLY DOESN’T HURT YOU is up to 10,000 times more potent than morphine.
Also, Conus geographus (along with one other cone snail species, C. tulipa) is the only known non-human animal to weaponize insulin.  In addition to the normal insulin that the snails produce for their own use, their bodies manufacture an ADDITIONAL insulin molecule that is similar to the kind produced in fish (which they eat) for the sole purpose of stunning their prey through hypoglycemic shock.  BECAUSE APPARENTLY THEY DON’T FEEL LIKE THEY’D KILL YOU HARD ENOUGH OTHERWISE.
IF you are going to survive the ALMIGHTY CONE SNAIL, WHO KNOWS NO FEAR, TRIUMPHANT HEDGEMON OF THE MOLECULAR ARMS RACE, TRUE BORN HEIR TO THE SCYTHE OF DEATH ITSELF, FISHSLAYER, GOD AMONG MOLLUSKS, WHOSE WRATH IS MERCIFUL ONLY IN ITS BREVITY, ADMIRABLE IN ITS BEAUTY AND UNSULLIED BY THE UNWORTHY TOUCH OF MORTAL HANDS OR SCALES OR REALLY ANYTHING IN RANGE OF ITS RADULA HARPOON, then literally the only thing that’s going to save you is for you to be kept alive artificially (externalizing your respiratory functions to force your body to continue breathing, basically) until the effects of the venom wear off.  And because of how quickly this venom acts, you need to get that medical attention VERY, VERY FAST.
And if you don’t get it, you will still be conscious while the paralysis slowly suffocates you to death.
Don’t touch the pretty shells.


I’ve never been so intrigued to learn how easily I could be fucking exterminated from existence by the overpowered sea creatures of the world. You’ve done a better job at keeping my attention then any of my teachers ever have.


You know what I’m putting this on the writing blog cause I personally can see potential in some fantasy villain attempting to weaponise cone snailsIn which case, all hail snail king 🐌 
    

        
        
        
        
        
        
        
        
    

    

        

            
            

                
                insulin: i-should-be-writing-rn:

inlovewithaleheather:

thecuckoohaslanded:


gerbthenerd:

alexander-lamington:


thelizardprincess:


biglawbear:


blacksirencry:

swaglexander-the-great:


#That’s a#That’s a blue ringed octopus#You’re going to die do you realise that#It is literally one of the most deadly animals in the world#Not just in Australia or just in the ocean in THE WORLD#Put it DOWN#And go to a hospital jfc via platonic-rabbit 
me tryna find out if this fool died


“The blue-ringed octopus, despite its small size, carries enough venom to kill twenty-six adult humans within minutes. Their bites are tiny and often painless, with many victims not realizing they have been envenomated until respiratory depression and paralysis start to set in.[8] No blue-ringed octopus antivenom is available yet, making it one of the deadliest reef inhabitants in the ocean.”
Holy shit


And this is why I don’t go in the ocean anymore


Also the blue rings literally only show up when it is distressed so this person has angered it!!! You are in danger friend!!!


Actually this guy keeps them as pets they’re on his instagram (william_exotique) and he frequently holds then and I just? Don’t know why? And also every picture or video he posts of them shows the blue rings so they’re always in distress I just do not understand why he’s doing this



#AMY EXPLAIN HOW DUMB THIS GUY IS 
I mean OP pretty much covered it.  A blue ringed octopus is almost on the level of CONE SNAIL on the list of things you ABSOLUTELY DO NOT PICK UP UNDER ANY CIRCUMSTANCES.
But ask and you shall receive,  On this episode of “Fun Facts With Cuckoo,” DEAD.  YOU’RE DEAD.  EVERYTHING IS DEAD AND YOU SHOULD NEVER TOUCH ANYTHING IN THE OCEAN EVER AGAIN.
There are many things that will kill you.

[citation needed]
There are fewer, but still many things that will kill you FAST.
There are yet fewer things that kill you fast and by such an overwhelming margin of overkill that nervous laughter is our only solace in the dark of this terrible, surprisingly Lovecraftian world of unearthly horrors that we live in.
Of the things that I know about which will kill you fast via just plain insultingly potent venom, which is a not insignificant number of things because I know a not insignificant number of things, there are about 3 things in the ocean – IN THE WHOLE OCEAN – which are so insanely, mind-bogglingly deadly that there is pretty much no possible hope for survival (I mean you CAN, but god help you if you’re ever in that situation, because god’s just about damn near the only thing that CAN help you).  THE. WHOLE. OCEAN.
Those three things are the Irukandji (a tiny (1cm) species of box jellyfish, which has stingers not only on its tentacles but on its BELL, for reasons no one has definitively figured out, and is so toxic despite its size its sting can cause a severe brain hemorrhage), the cone snail (a group of carnivorous sea snails that is accepted to be the most venomous animals on earth, with a STUPIDLY fast acting and extremely powerful neurotoxin that has in at least one case killed a human ALMOST INSTANTANEOUSLY, because the swimmer who found two beautiful shells (unfortunately cone snails tend to have very pretty shells which makes people want to pick them up) was holding them up for a picture and ended up being stabbed in the neck by not one but TWO cone snails at the same time, and it is believed that she was literally dead before she hit the ground, I mean LITERALLY in a 100% non-fictional and non-exaggerated way, in between the time the two cone snails stabbed her and the time her limp body hit the sand, she was not alive anymore), and the blue ringed octopus.
It is POSSIBLE to survive any of these.  But not without immediate medical attention.  Of these three, the Irukandji is by far the most treatable, because Australia and other coastal regions (including Florida and other parts of the US) are kind of experienced in dealing with box jellyfish.
The blue ringed octopus will fucking kill you.  There’s no antidote for their venom, ONE COMPONENT OF WHICH (tetrodotoxin) is 1200 times deadlier than cyanide.  It’s a powerful neurotoxin (most of the worst venoms are because the species that produce them need to kill or at least paralyze their prey quickly, like jellyfish whose fragile tentacles could be damaged if their food doesn’t stop struggling) that attacks the sodium channels and causes muscle paralysis.  It doesn’t necessarily kill you quickly.  It PARALYZES you quickly, so that you can’t really call for help or describe the problem, and you will probably end up slowly suffocating from a paralyzed diaphragm.  Tetrodotoxin can be metabolized by the body in a matter of hours, but it can also kill you in a matter of minutes if you get a lethal dose (which isn’t much, the 

LD50

 or median lethal dose, the dose at which you have a 50% chance of survival, is only 8 MICROGRAMS per kilogram of body weight (as tested in mice)).  This is, by venom standards, not a large amount, which means the animal that is capable of putting this venom inside your body is very very good at killing the absolute shit out of you.
DON’T TOUCH THE BLUE RINGED OCTOPUS.
Now, because overkill is my motto, let me briefly explain why Conus geographus is the undisputed champion of YOU WILL NOT SURVIVE, AND FURTHERMORE FUCK YOU FOR THINKING OTHERWISE.
A cone snail walks into a bar.  You’d expect the bartender to ask, “what’s your poison,” but they were paralyzed before they could ask and OH LOOK they’re already FUCKING DEAD ON THE GROUND.
Conus geographus is about 4-6 inches long and nature’s equivalent of Avada Kedavra.  Cone snails literally have their own KIND of toxins named after them: conotoxin.  Not only is there no antidote, but their venom AGGRESSIVELY RESISTS our ability to find a cure, because we barely understand how it works AND conotoxins are so internally varied, even within a single species, that any one antidote isn’t going to help because they’re constantly mutating and evolving their venom to prevent their prey from evolving a resistance to it.  Plus their venom is like, a bunch of different venoms all at once JUST IN CASE any one of them wasn’t good enough.
I want you to read these two sentences from the wiki page on conotoxin:
“Conotoxins have a variety of mechanisms of actions, most of which have not been determined.”


“The LD50 of conotoxin is 50 ng/kg.”
Remember how the 

LD50 of tetrodotoxin is 8μg/kg?  Conotoxin is 160 times more potent.  FIFTY NANOGRAMS PER KILOGRAM HAS A 50% CHANCE OF KILLING YOU. A 220-POUND HUMAN HAS A 50% CHANCE OF SURVIVAL AGAINST JUST 5 MICROGRAMS OF CONOTOXIN.  
I DID SOME MATH.  
IT WOULD TAKE 7-9 MILLIGRAMS OF CONOTOXIN TO KILL A BLUE WHALE, THE HEAVIEST ANIMAL TO EVER LIVE. (based on weight estimates from 300-400,000 lbs.)
Conus geographus is so fucking deadly that “In two cases of envenomation, only 0.0002-0.0005 mg resulted in severe paralysis.”
THIS THING KILLS STUFF SO HARD THAT BEFORE YOU HEAR THE FIRST “MORTAL KOMBAT” IN THE MORTAL KOMBAT THEME, THERE’S PROBABLY ALREADY BEEN A FATALITY.
And guess what?  Cone snails don’t do that NOOB SHIT with the superficial biting or stinging.  Your wetsuit or gloves won’t protect you.  Because homeboy didn’t bring teeth to evolution’s knife fight.  Oh no.  It brought a motherfucking radula POISON HARPOON.  It’s lightning fast and has way more piercing power than some silly little cnidocytes or salivary bacteria.
Another component of their venom is being researched for its potential as a pain reliever.  “WHY WOULD YOU DO THAT????” you might reasonably ask.  And you would be right to do so, because science has gone too far and has surely sinned against the very image of Mollusca Kedavra.  Well, it turns out the answer is “Research shows that certain component proteins of the venom target specific human pain receptors and can be up to 10,000 times more potent than morphine without morphine’s addictive properties and side-effects.”  That’s right, the part of their venom that SPECIFICALLY DOESN’T HURT YOU is up to 10,000 times more potent than morphine.
Also, Conus geographus (along with one other cone snail species, C. tulipa) is the only known non-human animal to weaponize insulin.  In addition to the normal insulin that the snails produce for their own use, their bodies manufacture an ADDITIONAL insulin molecule that is similar to the kind produced in fish (which they eat) for the sole purpose of stunning their prey through hypoglycemic shock.  BECAUSE APPARENTLY THEY DON’T FEEL LIKE THEY’D KILL YOU HARD ENOUGH OTHERWISE.
IF you are going to survive the ALMIGHTY CONE SNAIL, WHO KNOWS NO FEAR, TRIUMPHANT HEDGEMON OF THE MOLECULAR ARMS RACE, TRUE BORN HEIR TO THE SCYTHE OF DEATH ITSELF, FISHSLAYER, GOD AMONG MOLLUSKS, WHOSE WRATH IS MERCIFUL ONLY IN ITS BREVITY, ADMIRABLE IN ITS BEAUTY AND UNSULLIED BY THE UNWORTHY TOUCH OF MORTAL HANDS OR SCALES OR REALLY ANYTHING IN RANGE OF ITS RADULA HARPOON, then literally the only thing that’s going to save you is for you to be kept alive artificially (externalizing your respiratory functions to force your body to continue breathing, basically) until the effects of the venom wear off.  And because of how quickly this venom acts, you need to get that medical attention VERY, VERY FAST.
And if you don’t get it, you will still be conscious while the paralysis slowly suffocates you to death.
Don’t touch the pretty shells.


I’ve never been so intrigued to learn how easily I could be fucking exterminated from existence by the overpowered sea creatures of the world. You’ve done a better job at keeping my attention then any of my teachers ever have.


You know what I’m putting this on the writing blog cause I personally can see potential in some fantasy villain attempting to weaponise cone snailsIn which case, all hail snail king 🐌 
                
            

            
            
i-should-be-writing-rn:

inlovewithaleheather:

thecuckoohaslanded:


gerbthenerd:

alexander-lamington:


thelizardprincess:


biglawbea...