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Vitamin D
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Curving, Fashion, and Head: Pendulum financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple! After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker! Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000! So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”…… And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years…. MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE! Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account. Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”. CURRENT MARKET :  MY OPINION Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc. When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN. THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT…. Flash
Curving, Fashion, and Head: Pendulum
financialeconomicsexplainedus:
POSTED:  10/09/2019
The Stock market, as well as the overall economy, moves between a boom and bust cycle - it basically moves between growth and value investing - it is that simple!
After a recession, when the whole stock market cycle, the business cycle and the credit cycle have gone bust:  interest rates are low to super low, the Fed is trying to stimulate the economy - Investors start to look at Growth Stocks/ Growth-Oriented Mutual Funds (a growth stock is one that generally averages about 20% growth per year along with the technology sectors like semiconductors and Biotech/Pharmaceuticals)….. Small Cap stocks/Mutual Funds also take off - money is cheap to borrow to fund R&D, marketing expenses, etc. 
But Value stocks/Mutual Funds also start to rise:  A RISING TIDE LIFTS ALL BOATS - was the 90′s moniker!
Hence, the market starts to take off:  as markets start to heat up and the economy starts to OVERHEAT - the Fed starts to raise interests to COOL the market down - like in November 1999 - the Fed had raised the Federal Funds rate way up to a whopping 6.5% to try and cool down the economy and to put a damper on the Dot.com Boom - fueled stock market!  
Those who forget history do not recall that the yield curve inverted in 1998; the Federal Funds rate was too high in 1999 (FYI side note:  the “average” technology mutual fund in 1999 was up 100%!!!!!!!!!!!! by years’ end)  Guess what?  The whole market crashed in April 2000!
So from that time to about mid-June 2000 - the market went nowhere!   Value investing and investing in Bonds (like Intermediate and Long-term Treasury Bonds (backed by the full faith of the US government) went up from June 2000 to December 2000 (Berkshire Hathaway A shares went up over 85% that year within 6 months!).  Warren Buffet?  Look him up!  Treasuries also did extremely well - like one “Talking Head” has been quoted as saying - “There is always a Bull Market somewhere”……
And the whole process starts over again from a boom to bust cycle, about every 10 years or so……the Real Estate Market moves in a boom to bust cycle about every 7 years….
MY OPINION – stay the course with Value-oriented Investing:  it works in both up and down markets!  A mix of Value Mutual Funds and Treasury Bond Mutual Funds weather ALL storms - OVER THE LONG HAUL - and yes, expect a few hiccups along the way too LOL!)….Exchange Traded Funds (ETF’s) investing will work too - but, I like Mutual Funds - the minimums are $3,000.00 however (at least) to start investing in a SINGLE fund.  DO YOUR RESEARCH/DUE DILIGENCE ON THE WEB and also on YOU TUBE!
Guys - the overall stock market climbs in a stair-step fashion:  up, then sideways/down and then up again!  Invest for the long term (like 30-50+ years)….YOU WILL BE A WINNER!  Be it an investment account or a retirement account or BOTH:  like a personal investment account and a ROTH IRA or an employer-sponsored 401k Plan along with a personal investment account.
Dollar-Cost Average your contributions to personal investment/ROTH accounts; that is invest the same $ amount each and every month - regardless, whether the market is up or down!  Ignore the noise!  Ignore the Talking Heads”.
CURRENT MARKET :  MY OPINION
Me personally, I am accumulating cash and letting my current investment portfolio just ride along with this geo-politically fueled/baseless rate cut economic environment …Impeachment talks, China Trade War escalation, Iran concerns, Saudi Arabia bombings, Japan-South Korea tensions as well as renewed North Korea tension over prior failed talks, the American Farmers plight due to the trade war, negative return/yield rates on European Bonds, Brexit concerns, a dollar that is too strong, etc.
When American companies start to cut back, lay people off, these people can not keep spending to keep GDP/the economy growing, then these people can not pay their mortgages/auto loans/credit cards….Will it be “somewhat” similar to 2008… all over again? 
I have no professional opinion nor do I have a crystal ball – Maybe the FED will engineer a “SOFT” Landing”…..this time: they never did in the past when “Bubbles” Greenspan or “Helicopter Ben” Bernake were FEDERAL RESERVE CHAIRMEN.
THOSE THAT FORGET HISTORY ARE DOOMED TO REPEAT IT….
Flash

financialeconomicsexplainedus: POSTED:  10/09/2019 The Stock market, as well as the overall economy, moves between a boom and bust cycle - i...

Tumblr, Videos, and Blog: dTikTok @keaseus d Ta stageromantic: @patdfobmcr-yt ask and ye shall receive  ¿4 vídeos se ven mejor juntos?
Tumblr, Videos, and Blog: dTikTok
 @keaseus
 d Ta
stageromantic:
@patdfobmcr-yt ask and ye shall receive 


¿4 vídeos se ven mejor juntos?

stageromantic: @patdfobmcr-yt ask and ye shall receive  ¿4 vídeos se ven mejor juntos?

Community, Drugs, and Homeless: an account you reported @babadookspinoza Follow "Giving people homes" YEAH NO SHIT When Europe gets it right It's a miracle': Helsinki's radical solution to homelessness Finland is the only EU country where homelessness is falling. Its secret? Giving people homes as soon as they need them- unconditionally 3:34 PM -3 Jun 2019 3,568 Retweets 12,641 Likes Julesy @julesprom Follow "you can't just give people homes for free" actually you can and it turns out to be a cheaper alternative for cities and communities than having a homeless population "but no one wants to have to pay for all this" its literally cheaper and benefits everyone in the community an account you reported @babadookspinoza "Giving people homes" YEAH NO SHIT Is amiracle': Helsinki's radical solution to homelessness Show this thread y d 10:53 PM -3 Jun 2019 7,235 Retweets 16,637 Likes bemusedlybespectacled: jethroq: goawfma: who would have thought that the solution to homelessness is providing people with housing? 🧐 The solution isn’t 100% perfect, there’s a lot of people who aren’t technically homeless because they live with other people for free etc. but yeah this does majorly help reduce risks for vulnerable people. Here’s the big thing about it that might scandalize Americans even more so than the idea of free housing: you don’t have to do anything to “deserve it.” Most countries use what’s called “the staircase model” – you start by being in shelter, then maybe a halfway house, then permanent housing. You can “move up” by going through rehab or getting a job or accessing other services. The idea is that housing is something you get as a reward for good behavior, not something you get by right. But with the housing first model, you get the house first, and then deal with everything else. It’s a lot easier to stop using drugs and alcohol when you have other ways to pass the time and aren’t under constant stress. It’s a lot easier to get a job when you have an address to put on your applications. It’s a lot easier to treat mental illness when you’re in a safe place that doesn’t add to your fear and pain. But if your mentality is that housing is something only the morally pure and socially acceptable deserve, and the only way to get it is for people to jump through hoops to prove their goodness, then of course you’re going to hate this model.
Community, Drugs, and Homeless: an account you reported
 @babadookspinoza
 Follow
 "Giving people homes" YEAH NO SHIT
 When Europe gets it right
 It's a miracle': Helsinki's
 radical solution to
 homelessness
 Finland is the only EU country where
 homelessness is falling. Its secret? Giving
 people homes as soon as they need them-
 unconditionally
 3:34 PM -3 Jun 2019
 3,568 Retweets 12,641 Likes

 Julesy
 @julesprom
 Follow
 "you can't just give people homes for
 free"
 actually you can and it turns out to be a
 cheaper alternative for cities and
 communities than having a homeless
 population
 "but no one wants to have to pay for all
 this"
 its literally cheaper and benefits
 everyone in the community
 an account you reported @babadookspinoza
 "Giving people homes" YEAH NO SHIT
 Is amiracle': Helsinki's
 radical solution to
 homelessness
 Show this thread
 y
 d
 10:53 PM -3 Jun 2019
 7,235 Retweets 16,637 Likes
bemusedlybespectacled:
jethroq:

goawfma:
who would have thought that the solution to homelessness is providing people with housing? 🧐
The solution isn’t 100% perfect, there’s a lot of people who aren’t technically homeless because they live with other people for free etc. but yeah this does majorly help reduce risks for vulnerable people.

Here’s the big thing about it that might scandalize Americans even more so than the idea of free housing: you don’t have to do anything to “deserve it.” Most countries use what’s called “the staircase model” – you start by being in shelter, then maybe a halfway house, then permanent housing. You can “move up” by going through rehab or getting a job or accessing other services. The idea is that housing is something you get as a reward for good behavior, not something you get by right.
But with the housing first model, you get the house first, and then deal with everything else. It’s a lot easier to stop using drugs and alcohol when you have other ways to pass the time and aren’t under constant stress. It’s a lot easier to get a job when you have an address to put on your applications. It’s a lot easier to treat mental illness when you’re in a safe place that doesn’t add to your fear and pain. But if your mentality is that housing is something only the morally pure and socially acceptable deserve, and the only way to get it is for people to jump through hoops to prove their goodness, then of course you’re going to hate this model.

bemusedlybespectacled: jethroq: goawfma: who would have thought that the solution to homelessness is providing people with housing? 🧐 The s...

Clock, Saw, and Tumblr: The Ghost Clock. I saw this in a museum in D.C. and it blew mind... my Wendell Castle born Emporia, KS 1932; resides Scottsville, NY Ghost Clock 1985 bleached Honduras mahogany and stain Smithsonian American Art Museum, Museum purchase through the Smithsonian Institution Collections Acquisition Program, 1989.68 At first glance, Ghost Clock appears to be a grandfather clock hidden by a large white sheet tied with a rope. A closer look, however, reveals a masterful deception: this entire sculpture was hand-carved from a single block of laminated mahogany. With meticulous detail, Castle re-created in wood the contours of soft, supple cloth, then completed the illusion by bleaching the "drapery" white and staining the base of the "clock" a walnut brown. This work is the last in a series of thirteen clocks the artist created in the 1980s; unlike the others, it lacks an inner mechanism. Its haunting stillness and silence suggest eternity-the absence of time. white-throated-packrat: ungodlyobsessions: moistnoodles: i-march-mello: danim4ux: THE SHEET IS MADE OUT OF WOOD TOO Wendell Castle, Ghost Clock. 1985 THAT IS MAHOGANY I thought this was a joke until I read the description WHAT HTE FCUK It’s one of my favorite pieces at the Renwick. It’s a solid block of mahogany and you can see the impression of knobs under the cloth.
Clock, Saw, and Tumblr: The Ghost Clock. I saw this in a museum in D.C.
 and it blew
 mind...
 my
 Wendell Castle
 born Emporia, KS 1932; resides Scottsville, NY
 Ghost Clock
 1985
 bleached Honduras mahogany and stain
 Smithsonian American Art Museum, Museum purchase through the Smithsonian Institution
 Collections Acquisition Program, 1989.68
 At first glance, Ghost Clock appears to be a grandfather clock hidden by a large white
 sheet tied with a rope. A closer look, however, reveals a masterful deception: this
 entire sculpture was hand-carved from a single block of laminated mahogany. With
 meticulous detail, Castle re-created in wood the contours of soft, supple cloth, then
 completed the illusion by bleaching the "drapery" white and staining the base of the
 "clock" a walnut brown. This work is the last in a series of thirteen clocks the artist
 created in the 1980s; unlike the others, it lacks an inner mechanism. Its haunting
 stillness and silence suggest eternity-the absence of time.
white-throated-packrat:
ungodlyobsessions:

moistnoodles:

i-march-mello:

danim4ux:

THE SHEET IS MADE OUT OF WOOD TOO
Wendell Castle, Ghost Clock. 1985

THAT IS MAHOGANY

I thought this was a joke until I read the description

WHAT HTE FCUK

It’s one of my favorite pieces at the Renwick. It’s a solid block of mahogany and you can see the impression of knobs under the cloth.

white-throated-packrat: ungodlyobsessions: moistnoodles: i-march-mello: danim4ux: THE SHEET IS MADE OUT OF WOOD TOO Wendell Castle, Ghos...

Love, Tumblr, and Blog: FAKT zartbitter-salat: I really love playing her and her design is just great :D  shop link
Love, Tumblr, and Blog: FAKT
zartbitter-salat:

I really love playing her and her design is just great :D  shop link

zartbitter-salat: I really love playing her and her design is just great :D  shop link

Another One, Sorry, and Tumblr: 7ARTBITTER-SALA zartbitter-salat: This is Dru, another one of the main 4 of Krakenherz :D SORRY FOR ALL THE OC ART
Another One, Sorry, and Tumblr: 7ARTBITTER-SALA
zartbitter-salat:

This is Dru, another one of the main 4 of Krakenherz :D SORRY FOR ALL THE OC ART

zartbitter-salat: This is Dru, another one of the main 4 of Krakenherz :D SORRY FOR ALL THE OC ART

Tumblr, Blog, and Doodle: drawloverlala: I just remembered that’s it’s been a while since i drew Undyne :D  so here’s a bunch of doodle Undynes
Tumblr, Blog, and Doodle: drawloverlala:

I just remembered that’s it’s been a while since i drew Undyne :D  so here’s a bunch of doodle Undynes

drawloverlala: I just remembered that’s it’s been a while since i drew Undyne :D  so here’s a bunch of doodle Undynes

Books, Driving, and Friends: Yestay Tke top banaas like you Whet's the date thent hun Im driving past Gatwick tonight, get ready x t Tinish in Smins perfect can't watt Let me know when and where to pick you up/meet 7 Today Gatwick airport south terminal 410 pm Be there or be suuare Please dont I'm the kind of person that would actually book a flight somewhere with a random person on tinder Lets doit Where we going Paris taly New York? Vour choice m game But Thave options so be quick Daling https://www.wowcher.co.uk deal/travel/12846246/mystery getaway-voucher?from 4699308 Sroot.metadata.title Sroot metadata.description www.wohet.cok Tm game No joke shall we actually do it Pls don't be shitting me d actually be up for it Yeah me too Do we get to dchoose when were going mno snake How do we booki Ate they legith I think you get to choose out of a couple of weekends, but Im not 100% Also if you get Ball or one of the really far away ones you go for a week Yeah they're legit One of my friends has done it and I've been so up for it ever since I heard about it One of us books then the other transfers the money? Can w.choose a date prety E0on Need a bit of sun in my life Haha yeah sure, cba with this rain You happy for me to book and then you transfer me? Yeu Im good with that) just can't do this weekend The holiday thati Pzoan we fly from Gatwick it we can choose The draw is on the 23rd, so we find out where we go then and book the flights and give all our details in then Will try and go from Gatwick for sure Fingers crossed it bai Fuck if we're going on holiday l have to go for a nin Get this sexy beach bod ready That would be ridiculous 0 Ok it's booked And shutup you already have a beach bod! Delived My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..
Books, Driving, and Friends: Yestay
 Tke top banaas
 like you
 Whet's the date thent hun
 Im driving past Gatwick tonight,
 get ready x
 t
 Tinish in Smins perfect
 can't watt
 Let me know when and where to
 pick you up/meet
 7
 Today
 Gatwick airport south terminal
 410 pm
 Be there or be suuare
 Please dont
 I'm the kind of person that would
 actually book a flight somewhere
 with a random person on tinder
 Lets doit
 Where we going
 Paris
 taly
 New York?
 Vour choice
 m game
 But
 Thave options so be quick
 Daling
 https://www.wowcher.co.uk
 deal/travel/12846246/mystery
 getaway-voucher?from
 4699308
 Sroot.metadata.title
 Sroot metadata.description
 www.wohet.cok
 Tm game
 No joke shall we actually do it
 Pls don't be shitting me
 d actually be up for it
 Yeah me too
 Do we get to dchoose when were
 going
 mno snake
 How do we booki
 Ate they legith
 I think you get to choose out of a
 couple of weekends, but Im not
 100%
 Also if you get Ball or one of the
 really far away ones you go for a
 week
 Yeah they're legit
 One of my friends has done it
 and I've been so up for it ever
 since I heard about it
 One of us books then the other
 transfers the money?
 Can w.choose a date prety
 E0on
 Need a bit of sun in my life
 Haha yeah sure, cba with this rain
 You happy for me to book and
 then you transfer me?
 Yeu Im good with that) just can't
 do this weekend
 The holiday thati
 Pzoan we fly from Gatwick it we
 can choose
 The draw is on the 23rd, so we
 find out where we go then and
 book the flights and give all our
 details in then
 Will try and go from Gatwick for
 sure
 Fingers crossed it bai
 Fuck if we're going on holiday l
 have to go for a nin
 Get this sexy beach bod ready
 That would be ridiculous
 0
 Ok it's booked
 And shutup you already have a
 beach bod!
 Delived
My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..

My mate matched with her 2 days ago and is now waiting for a reply after the most daring thing he’s ever done..