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Are

Are

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From

From

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Or What
Or What

Or What

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Effort

Effort

Where
Where

Where

Last
Last

Last

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Not

Not

Conservatives
Conservatives

Conservatives

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That

That

🔥 | Latest

Android, Church, and Life: KEA @KEA_HGA How can this be explained? Same location. Same destination. Same account. Different phones. Different prices l45% 14:24 ae 1 90%+ 14:24 hITArtelTigo Madina University of Ghana, Legon Haatso My location > N4 6 6 MIN My Location Taifa min EAST L Kotoka InternaHonal Arport N1 NI AYAWASO Lapaz Accra Accra osu NIMA CANTONMENTS Rev. Lartey Adotey Apostolic Church> G NORTH AIDGE LABADI Bolt Comfort ST AIDGE OSU GHC 21 GHO 23 Rev, Lartey Adotey Apostolic Church > GHC 25 G 16 MIN 6 MIN Bolt Comfort Cash -GHC 2 PROMO GHC 24 GHC 28 GHC 26 16 MIN 6 MIN SELECT BOLT Cash GHC 2 PROMO SELECT BOLT O Doxologist @Prestige_T The phone on the left has lower battery than the phone on the right. Bolt, Uber, etc raise their prices relative to your battery level (yes, they can do that and they do). KEA @KEA_HGA Sep 17 How can this be explained? Same location. Same destination. Same account. Different phones. Different prices. sotoke nteraa Accra Acgrs Rev Lartey Adetoy Apestolc Church Bolt Comfort GHE 21 RLarty AeteyApestole Church l6 MIN 6 MIN Bolt Confort Cash OHt 2 ROMO GHE 24 GHE 6 MIND SELECT BOLT Cash eRO SELECT BOLT 10:10 PM Sep 18, 2019 Twitter for Android Doxologist @Prestige T Just for some proof. independent.co.uk/life-style/gad.. Uber tried to BS themselves by saying they don't use battery level to make fares more expensive (which back then they di..), but also said "it's a strong predictor" on surge sensitivity - showing they actively collect and use it. BER Uber knows when your phone is about to die Uber knows when the battery on your phone is running low - and that you are more likely to pay higher "surge" prices for a car as a result. The taxi-hailing app.. independent.co.uk 3:58 PM Sep 19, 2019 Twitter for Android uncommonbish: https://www.independent.co.uk/life-style/gadgets-and-tech/news/uber-knows-when-your-phone-is-about-to-run-out-of-battery-a7042416.html ?? Capitalism ??  wants ??  to ?? fuck ?? you ?? all  ?? the ??  time. ??
Android, Church, and Life: KEA
 @KEA_HGA
 How can this be explained? Same location. Same
 destination. Same account. Different phones. Different
 prices

 l45%
 14:24
 ae 1 90%+
 14:24
 hITArtelTigo
 Madina
 University of
 Ghana, Legon
 Haatso
 My location >
 N4 6
 6 MIN
 My Location
 Taifa
 min
 EAST L
 Kotoka
 InternaHonal
 Arport
 N1
 NI
 AYAWASO
 Lapaz
 Accra
 Accra
 osu
 NIMA
 CANTONMENTS
 Rev. Lartey Adotey Apostolic Church>
 G
 NORTH AIDGE
 LABADI
 Bolt
 Comfort
 ST AIDGE
 OSU
 GHC 21
 GHO 23
 Rev, Lartey Adotey Apostolic Church >
 GHC 25
 G
 16 MIN
 6 MIN
 Bolt
 Comfort
 Cash
 -GHC 2 PROMO
 GHC 24
 GHC 28
 GHC 26
 16 MIN
 6 MIN
 SELECT BOLT
 Cash
 GHC 2 PROMO
 SELECT BOLT
 O

 Doxologist
 @Prestige_T
 The phone on the left has lower battery than the phone
 on the right. Bolt, Uber, etc raise their prices relative to
 your battery level (yes, they can do that and they do).
 KEA @KEA_HGA Sep 17
 How can this be explained? Same location. Same destination. Same account.
 Different phones. Different prices.
 sotoke
 nteraa
 Accra
 Acgrs
 Rev Lartey Adetoy Apestolc Church
 Bolt
 Comfort
 GHE 21
 RLarty AeteyApestole Church
 l6 MIN
 6 MIN
 Bolt
 Confort
 Cash
 OHt 2 ROMO
 GHE 24
 GHE
 6 MIND
 SELECT BOLT
 Cash
 eRO
 SELECT BOLT
 10:10 PM Sep 18, 2019 Twitter for Android

 Doxologist
 @Prestige T
 Just for some proof. independent.co.uk/life-style/gad..
 Uber tried to BS themselves by saying they don't use
 battery level to make fares more expensive (which back
 then they di..), but also said "it's a strong predictor"
 on surge sensitivity - showing they actively collect and
 use it.
 BER
 Uber knows when your phone is about to die
 Uber knows when the battery on your phone is running low - and that you are
 more likely to pay higher "surge" prices for a car as a result. The taxi-hailing app..
 independent.co.uk
 3:58 PM Sep 19, 2019 Twitter for Android
uncommonbish:
https://www.independent.co.uk/life-style/gadgets-and-tech/news/uber-knows-when-your-phone-is-about-to-run-out-of-battery-a7042416.html
??

Capitalism
??  wants 
?? 

to
??

 fuck 
??

you
??

 all 
??

 the 
?? 

time.
??

uncommonbish: https://www.independent.co.uk/life-style/gadgets-and-tech/news/uber-knows-when-your-phone-is-about-to-run-out-of-battery-a7042...

Bodies , Definitely, and Family: Humans are adorable. Supporting evidence: 1. Humans say 'ow', even if they haven't actually been hurt. It's just a thing they say when they think they might have been hurt, but aren't sure yet. 2. Humans collect shiny things and decorate their bodies and nests with them. The shinier the better, although each individual has a unique taste for style and colouring 3. Humans are not an aquatic or even amphibious species, but they flock to bodies of water simply to play in it. They can't even hold their breath all that long; they just love to splash! 4. When night falls and the sky goes dark, humans become drowsy and begin to cocoon themselves in soft, fluffy bedding. 5. Some humans spend time in each other's nests! Just for fun! It's not their nest, they're just visiting each other. 6. Some humans use pigments and dyes to make their bodies flashy and colourful! They even attach shiny dangly bits to their cartalidgous membranes! 7. Humans are very clever, and sometimes adopt creatures from other species into their family units. They don't seem to notice the obvious differences, and often raise them alongside their own young! 8. If a human sees another creature in distress, they can commonly be observed trying to help! Even at their own risk, most humans are deeply compassionate creatures! 9. If a human hears a particularity catchy sound or tune, it will often mimic it, even to the point of annoying themselves! 10. Sneezes are entirely involuntary, and completely adorable. Especially when the human in question becomes frustrated 11. Humans love treats!!! Some more than others. Many humans will save these treats specifically for a later date when they are in need of comfort or reassurance. IE, pickles, pop tarts, Popsicles, etc 12. They're learning to travel in space!! They can't get very far, but they're trying!!! So far, they've made it to the end of their yard, and have found rocks Definitely not new, but every time this shows up I feel a little better
Bodies , Definitely, and Family: Humans are adorable.
 Supporting evidence:
 1. Humans say 'ow', even if they haven't actually been
 hurt. It's just a thing they say when they think they might
 have been hurt, but aren't sure yet.
 2. Humans collect shiny things and decorate their bodies
 and nests with them. The shinier the better, although
 each individual has a unique taste for style and colouring
 3. Humans are not an aquatic or even amphibious
 species, but they flock to bodies of water simply to play
 in it. They can't even hold their breath all that long; they
 just love to splash!
 4. When night falls and the sky goes dark, humans
 become drowsy and begin to cocoon themselves in soft,
 fluffy bedding.
 5. Some humans spend time in each other's nests! Just
 for fun! It's not their nest, they're just visiting each other.
 6. Some humans use pigments and dyes to make their
 bodies flashy and colourful! They even attach shiny
 dangly bits to their cartalidgous membranes!
 7. Humans are very clever, and sometimes adopt
 creatures from other species into their family units. They
 don't seem to notice the obvious differences, and often
 raise them alongside their own young!
 8. If a human sees another creature in distress, they can
 commonly be observed trying to help! Even at their own
 risk, most humans are
 deeply compassionate creatures!
 9. If a human hears a particularity catchy sound or tune, it
 will often mimic it, even to the point of annoying
 themselves!
 10. Sneezes are entirely involuntary, and completely
 adorable. Especially when the human in question
 becomes frustrated
 11. Humans love treats!!! Some more than others. Many
 humans will save these treats specifically for a later date
 when they are in need of comfort or reassurance. IE,
 pickles, pop tarts, Popsicles, etc
 12. They're learning to travel in space!! They can't get
 very far, but they're trying!!! So far, they've made it to the
 end of their yard, and have found rocks
Definitely not new, but every time this shows up I feel a little better

Definitely not new, but every time this shows up I feel a little better

Money, Bank, and Dollar Store: assoc Heliu Due to the increase in temperature, we will NO LONGER be accepting money $2 carried in your bra. Thanks, P cy le Management ACELL RE Check Adcptance Policy Política de Aceptación de Cheques LE A valid Photo ID is required: valid photo ID is a driver's license, Military ID, or State issued ID. Se requiere un documento de identidad con fotografía valido; documentos de identidad con fotografia válidos son la licencia de EAR r, la tarjeta de identificación militar o una tarjeta emitida conduci Your name and address must be printed on your check por el estado. Su nombre y dirección deben estar impresos en el cheque. El cheque debe girarse hasta por la cantidad de la compra Your check may be written for up to the purchase amount Cuando proporciona un cheque como forma de pago, usted autoriza a cheque para realizar una transferencia Sta When you provide a check as payment, you authorize Certegy to use information from your check to make a one-time electronic funds transfer (EFT) from your account, process the payment as a check transaction, or use a bank draft. If your payment is returned unpaid, you authorize Certegy to collect a Service Charge, via a one-time EFT or using a bank draft drawn on your account. The Service Charge charged will be the maximum allowed by law Certegy a usar la información de eav electrónica de fondos (EFT, por sus siglas en Inglés) por única vez su cuenta, procesar el pago como una transacción de cheque, pago debido a fondos desd bien, usar un giro bancario. Si se devuelve a insuficientes o no cobrados, usted autoriza a Certegy a cobrar un cargo por servicios a través de una EFT por única vez o mediante un giro bancario extraido por su cuenta. El cargo por servicios será el máximo permitido por la ley WE WELCOME YOUR CHECK DOLLAR GENERAL We Sign at my local dollar store
Money, Bank, and Dollar Store: assoc
 Heliu
 Due to the increase
 in temperature,
 we will
 NO LONGER
 be accepting money
 $2
 carried in your bra.
 Thanks,
 P cy le
 Management
 ACELL
 RE
 Check Adcptance Policy
 Política de Aceptación de Cheques
 LE
 A valid Photo ID is required: valid photo ID is a driver's
 license, Military ID, or State issued ID.
 Se requiere un documento de identidad con fotografía valido;
 documentos de identidad con fotografia válidos son la licencia de
 EAR
 r, la tarjeta de identificación militar o una tarjeta emitida
 conduci
 Your name and address must be printed on your check
 por el estado.
 Su nombre y dirección deben estar impresos en el cheque.
 El cheque debe girarse hasta por la cantidad de la compra
 Your check may be written for up to the purchase amount
 Cuando proporciona un cheque como forma de pago, usted autoriza a
 cheque para realizar una transferencia
 Sta
 When you provide a check as payment, you authorize Certegy
 to use information from your check to make a one-time
 electronic funds transfer (EFT) from your account, process the
 payment as a check transaction, or use a bank draft. If your
 payment is returned unpaid, you authorize Certegy to collect a
 Service Charge, via a one-time EFT or using a bank draft drawn
 on your account. The Service Charge charged will be the
 maximum allowed by law
 Certegy a usar la información de
 eav
 electrónica de fondos (EFT, por sus siglas en Inglés) por única vez
 su cuenta, procesar el pago como una transacción de cheque,
 pago debido a fondos
 desd
 bien, usar un giro bancario. Si se devuelve a
 insuficientes o no cobrados, usted autoriza a Certegy a cobrar un cargo
 por servicios a través de una EFT por única vez o mediante un giro
 bancario extraido por su cuenta. El cargo por servicios será el máximo
 permitido por la ley
 WE WELCOME
 YOUR CHECK
 DOLLAR GENERAL
 We
Sign at my local dollar store

Sign at my local dollar store

Community, Family, and Finance: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.
Community, Family, and Finance: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this 


Unless you cosigned the loan, are a joint account holder, or a spouse of the deceased in a community property state, you would likely not be on the hook for any debts from the deceased. The executor of their estate will be in charge of addressing the loans with the help of the estate and hopefully life insurance money, but if there isn’t enough in that to pay off the debts then creditors are just shit out of luck and they legally are not allowed to mislead you into thinking you have to pay them back when you don’t (which is not to say that they don’t try). You have a legal right to order them not to contact you via letter.

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...

Family, Get Money, and God: Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to the Bank Here is the exchange Family Member: am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply. Family Member : 'Maybe, you should turn it over to collections. Bank: 'Since it is two months past due, it already has been.' Family Member So, what will they do when they find out she is dead?' Bank: 'Either report her account to frauds division or report her to the credit bureau, maybe both!' Family Member 'Do you think God will be mad at her?' Bank: 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Bank: 'Sir, you'll have to speak to my supervisor.' Supervisor gets on the phone: Family Member 'I'm calling to tell you, she died back in January with a $0 balance. Bank: 'The account was never closed and late fees and charges still apply.' Family Member from her estate?' Bank (Stammer) 'Are you her lawyer?' Family Member 'No, I'm her great nephew. (Lawyer info was given) Bank: 'Could you fax us a certificate of death?' Family Member 'Sure. (Fax number was given) You mean you want to collect After they get the fax Bank: 'Our system just isn't setup for death. I don't know what more I can do to help. Family Member 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care. Bank: 'Well, the late fees and charges do still apply. (What is wrong with these people?1?) Family Member: 'Would you like her new billing address?' Bank: That might help... Family Member: 'Odessa Memorial Cemetery Highway 129, Plot Number 69.' Bank: 'Sir, that's a cemetery ! Family Member: 'And what do you do with dead people on your planet? thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. She didn’t need to pay. When people die, their debts are not their family’s responsibility. In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will. Debts and Deceased Relatives Here’s a link to the detail on that one. Banks count on people not knowing that last comment so that they can still get money They really do. My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.” Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN. If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves. The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off. Do not agree to pay off their debt. Do not pass go, do not give them $200. Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this
Family, Get Money, and God: Cancel Your Credit Card Before
 You Die
 A lady died this past January, and the bank billed
 her for February and March for their annual service
 charges on her credit card, and added late fees and
 interest on the monthly charge. The balance had
 been $0.00 when she died, but now somewhere
 around $60.00. A family member placed a call to
 the Bank

 Here is the exchange
 Family Member: am calling to tell you she died
 back in January
 Bank The account was never closed and the late
 fees and charges stil apply.
 Family Member : 'Maybe, you should turn it over to
 collections.
 Bank: 'Since it is two months past due, it already
 has been.'
 Family Member So, what will they do when they
 find out she is dead?'
 Bank: 'Either report her account to frauds division
 or report her to the credit bureau, maybe both!'
 Family Member 'Do you think God will be mad at
 her?'
 Bank: 'Excuse me?'

 Family Member: 'Did you just get what I was
 telling you -
 the part about her being dead?'
 Bank: 'Sir, you'll have to speak to my supervisor.'
 Supervisor gets on the phone:
 Family Member 'I'm calling to tell you, she died
 back in January with a $0 balance.
 Bank: 'The account was never closed and late fees
 and charges still apply.'
 Family Member
 from her estate?'
 Bank (Stammer) 'Are you her lawyer?'
 Family Member 'No, I'm her great nephew.
 (Lawyer info was given)
 Bank: 'Could you fax us a certificate of death?'
 Family Member 'Sure. (Fax number was given)
 You mean you want to collect

 After they get the fax
 Bank: 'Our system just isn't setup for death.
 I don't know what more I can do to help.
 Family Member 'Well, if you figure it out, great!
 If not, you could just keep billing her. She won't
 care.
 Bank: 'Well, the late fees and charges do still
 apply.
 (What is wrong with these people?1?)
 Family Member: 'Would you like her new billing
 address?'
 Bank: That might help...
 Family Member: 'Odessa Memorial Cemetery
 Highway 129, Plot Number 69.'
 Bank: 'Sir, that's a cemetery !
 Family Member: 'And what do you do with dead
 people on your planet?
thefingerfuckingfemalefury:
ohgoditsneph:

niniblack:

eudoxiav:


lawful-evil-novelist:

theludicrousrival:


billiam-spockspeare:
Capitalism will put the bill on your grave and harass your grieving family until they pay

One of my cousins passed away unexpectedly at the age of 35, and had been paying back a loan from the bank. About two weeks after his death, my great aunt received a statement from the bank (his mail was being delivered to her house) about a late payment. She called the bank and explained the situation and the only thing a manager could say was “Well, that’s unfortunate. We can arrange so payments will resume in 30 days, that should be enough time to have already paid for the other arrangements.” 
On top of the unexpected $10,000 funeral, cremation and burial bill, my aunt had to finish paying my uncle’s $5,000 loan. She’s a disabled retiree, on a fixed income, and could barely afford to pay for her insulin for diabetes. She nearly lost her home of more than 40 years. Fuck the system. 


She didn’t need to pay.  When people die, their debts are not their family’s responsibility.
In fact, it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will.
Debts and Deceased Relatives
Here’s a link to the detail on that one.


Banks count on people not knowing that last comment so that they can still get money


They really do. 
My great-grandmother had her identity stolen before she died at the age of 93, and thousands of charges were racked up on credit cards in her name. After she passed away, they called my mother to try and collect. My mom laughed at them, and told them: “She’s dead, good luck collecting.” The credit card asked my mother, “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again. “No,” she said. “Because a 90 year old wasn’t watching porn with those credit cards, and her name is fine. Don’t give credit cards to old women likely to pass away soon. This is on you.”
Which is how I learned as a young child to always question collection agents, and to never pay off debts that aren’t your own. They often can’t even collect that money from the estate, if there is one, depending on how you write your will and what kind of account the money was kept in. 

DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN.

If a loved one of yours dies and bill collectors (credit cards, loans, etc etc) start calling you off the hook and request that you pay off their debts, tell them in no uncertain terms to go fuck themselves.
The reason being is that the moment you give them a single penny, that debt is now on YOU because you’ve now agreed to pay it off.

Do not agree to pay off their debt. Do not pass go, do not give them $200.

Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing 
And that there is NOTHING they can do if you do this

thefingerfuckingfemalefury: ohgoditsneph: niniblack: eudoxiav: lawful-evil-novelist: theludicrousrival: billiam-spockspeare: Capitali...