Cancel Your Credit Card Before You Die A lady died this past January and the bank billed her for February and March for their annual service charges on her credit card and added late fees and interest on the monthly charge The balance had been $000 when she died but now somewhere around $6000 A family member placed a call to the Bank Here is the exchange Family Member am calling to tell you she died back in January Bank The account was never closed and the late fees and charges stil apply Family Member 'Maybe you should turn it over to collections Bank 'Since it is two months past due it already has been' Family Member So what will they do when they find out she is dead?' Bank 'Either report her account to frauds division or report her to the credit bureau maybe both!' Family Member 'Do you think God will be mad at her?' Bank 'Excuse me?' Family Member 'Did you just get what I was telling you - the part about her being dead?' Bank 'Sir you'll have to speak to my supervisor' Supervisor gets on the phone Family Member 'I'm calling to tell you she died back in January with a $0 balance Bank 'The account was never closed and late fees and charges still apply' Family Member from her estate?' Bank Stammer 'Are you her lawyer?' Family Member 'No I'm her great nephew Lawyer info was given Bank 'Could you fax us a certificate of death?' Family Member 'Sure Fax number was given You mean you want to collect After they get the fax Bank 'Our system just isn't setup for death I don't know what more I can do to help Family Member 'Well if you figure it out great! If not you could just keep billing her She won't care Bank 'Well the late fees and charges do still apply What is wrong with these people?1? Family Member 'Would you like her new billing address?' Bank That might help Family Member 'Odessa Memorial Cemetery Highway 129 Plot Number 69' Bank 'Sir that's a cemetery ! Family Member 'And what do you do with dead people on your planet? thefingerfuckingfemalefury ohgoditsneph niniblack eudoxiav lawful-evil-novelist theludicrousrival billiam-spockspeare Capitalism will put the bill on your grave and harass your grieving family until they pay One of my cousins passed away unexpectedly at the age of 35 and had been paying back a loan from the bank About two weeks after his death my great aunt received a statement from the bank his mail was being delivered to her house about a late payment She called the bank and explained the situation and the only thing a manager could say was “Well that’s unfortunate We can arrange so payments will resume in 30 days that should be enough time to have already paid for the other arrangements” On top of the unexpected $10000 funeral cremation and burial bill my aunt had to finish paying my uncle’s $5000 loan She’s a disabled retiree on a fixed income and could barely afford to pay for her insulin for diabetes She nearly lost her home of more than 40 years Fuck the system She didn’t need to pay When people die their debts are not their family’s responsibility In fact it is outright illegal to try and collect those debts from a person who didn’t cosign the loan and isn’t executing the will Debts and Deceased Relatives Here’s a link to the detail on that one Banks count on people not knowing that last comment so that they can still get money They really do My great-grandmother had her identity stolen before she died at the age of 93 and thousands of charges were racked up on credit cards in her name After she passed away they called my mother to try and collect My mom laughed at them and told them “She’s dead good luck collecting” The credit card asked my mother “Don’t you want to clear your grandmother’s debts? Don’t you want to clear her good name?” My mom laughed at them again “No” she said “Because a 90 year old wasn’t watching porn with those credit cards and her name is fine Don’t give credit cards to old women likely to pass away soon This is on you” Which is how I learned as a young child to always question collection agents and to never pay off debts that aren’t your own They often can’t even collect that money from the estate if there is one depending on how you write your will and what kind of account the money was kept in DO NOT EVER PAY OFF DEBTS THAT AREN’T YOUR OWN If a loved one of yours dies and bill collectors credit cards loans etc etc start calling you off the hook and request that you pay off their debts tell them in no uncertain terms to go fuck themselves The reason being is that the moment you give them a single penny that debt is now on YOU because you’ve now agreed to pay it off Do not agree to pay off their debt Do not pass go do not give them $200 Boosting this to let people know that if any of these greedy little dog-fuckers start harassing them to pay off a relatives debt the correct thing to do is just tell them to piss off and not pay them a single thing And that there is NOTHING they can do if you do this Meme

family

Get Money

God

Lawyer

Money

Phone

Soon...

tumblr

Lost

Bank

Banks

Blog

Capitalism

Credit Cards

Death

Diabetes

Fuck

Good

Help

Home

House

Http

Image

Information

Link

Loans

Mail

Mean

Porn

Resume

Time

What Is

Women

Mad

Old

Evil

Figure It Out

Hook

Luck

Never

Reason

Responsibility

Mom

Single

Back

Been

how

media

her

Dog

mother

credit card

com

url

insulin

data

division

class

who

site

ftc

can

top

one

redirect

odessa

account

charge

cousins

amp

burial

fax

etc

knowing

name

identity

don

jpeg

planet

march

will

she

jpg

think

own

speak

highway

did

them

the situation

exchange

funeral

service

they

thing

articles

moment

clear

new

you

sir

cremation

call

bill

system

comment

now

person

post

fixed income

what

stolen

lady

manager

balance

still

for

plot

question

months

credit bureau

calling

www

child

cemetery

estate

your own

fine

somewhere

loan

supervisor

href

novelist

income

more

this

two weeks

get

really

good luck

i dont know

great

like

sure

dead

this is

nothing

always

people

do you

what do

well

find

february

turn

just

enough

because

nephew

are you

off the hook

harass

might

my mom

dead people

excuse me

those

away

learned

agreed

grandmother

i can

uncertain

old women

she said

what do you

uncle

excuse

maybe

illegal

their

ever

aunt

yours

were

racked

there

fact

interest

debt

no

called

care

cards

card

die

need

know

want

agree

wrong

days

say

said

year

around

years

two

npf

gets

dont

late

pass

grave

again

january

already

30 days

so what

there is

watching

tell them

harassing

little dog

tumblr blog

watching porn

fuck the system

the-only-thing

to-tell-you

out

over

type

paid

penny

fuckers

go fuck

was given

maybe you should

off

description

young

little

And

The Moment

Other

Here

Height

Age

Both

When

For Her

Number

You Mean

What Kind Of

That

Finish

Closed

Is Dead

On The Phone

Try

Credit

But

Not

Last

Count

Barely

Cosign

When She

Memorial

Piss Off

Dont Know

Give

What Do You Do

Grieving

The

Unexpected

Piss

Disabled

Member

From

Fixed

Died

Did You Just

You Think

Correct

Greedy

You Should

Past

Your

Report

Part

Would You

You Do

Told

Has Been

Dies

Bill Collectors

Kind

Can Do

200

Write

Weeks

Laughed

Poster

Kind Of

Collection

These

Start

Request

After

Gov

Situation

Boosting

Had To

Know What

I Dont

Thats

Info

Collections

Was

With

Let

Our

Unfortunate

Annual

Should

Are

Have

Figure

Statement

Consumer

If You

Not You

My Uncle

Had

And That

Of My

Width

Who Is

I Was

Any Of

Do Not

Lawful Evil

Put

Umblr

Lawful

Do You Think

There Is Nothing

Deceased

Either

A Href

Https

Address

Pay

Keep

Received

Cancel

Which

Only

About

Tumblr Com

Since

Bureau

Has

Certificate

Often

Before

Being

Billing

Added

Is Just

Loved

Not Knowing

Tell

Relatives

Responsible

Unexpectedly

Than

Detail

Telling

Themselves

Explained

Given

Depending

Even

His

Title

Family Member

Thousands

Payment

Could

Young Child

Collect

What Kind

10 000

A Single

Age Of

And What

Any

Apply

Certificate Of

Do Not Pass Go

Due It

Etc Etc

For The

Frauds

Fuck The

Get The

Go Do

Great Aunt

How You

If Not

Is Fine

Is That

It Is

It Out

It Over

Know That

Late Fees

Laughed At

Link To

Monthly

My Aunt

Not Pass

Of Death

On A

Paid For

Passed

Pay For

Pay Off

To Do

Afford

Aren

Billiam

Arrange

At The Age Of

Back In

Billed

Charges

Display

Due

Find Out

Good Name

Have To

Here Is

In No Uncertain Terms

Isnt

Kept

Likely

Loved One

More Than

Nearly

Of Yours

On Top

Outright

Pass Away

Past Due

Retiree

Setup

Should Be

Stammer

Terms

The Balance

The Other

The System

The Unexpected

This Past

To Let

you want

did you

would

could just

isn

to go

paying

until

didn

passed away

you do this

me

my

how i

be mad

collecting

really do

what i

asked

wont

year old

out she

us

arrangements

im

you like

just get

wasn

lady died

just keep

delivered

died but

her name

when they

that one

at

when people

debts

my mother

mad at

will be

https t

after his

his death

give them

people die

can still

wrong with

your grandmother

agents

they really

only thing

you just

could say

give credit

weeks after

her good

are not

do when

will put

well if

a

it

found @ 23 likes ON 2019-07-10 11:15:51 BY esmemes.com

source: tumblr